Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUESTION 5 DATED 1SEPT20 5:34pm

SEPTEMBER 1,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUESTION 5  WOULD YOU LIKE TO DISPUTE AND WRITE REASONS FOR YOUR OBJECTION TO THIS OBSERVATION ? OTHERWISE, THESE OBSERVATIONS SHALL BECOME UNDISPUTED AND NOT OBJECTED STATEMENT OF FACTS. Dear Mr. Liu: PLEASE SEE, ON PAR.4 DENIAL LETTER DATED JUNE 12, 2020 You wrote,  As far as State Farm's relationship with All Express Plumbing and John Titouah, all insurance carriers after a water loss has been immediately contacts and discusses causation and location of pipe breaks. It does not matter which plumber is called, who they worked for, and what they charge, the only way to confirm the Predominant cause of water losses is to contact and discuss the facts of the discharge directly with the plumber who discovered, located, and repaired the leak. In regards to the costs of a re-route, that would be up to the discretion of the Insured. 1. You wrote, "all insurance carriers after a water loss has been immediately contacts and discusses causation and location of pipe breaks..." AND THE COMPLETE EMAIL  WHERE THE MESSAGES ABOVE ARE RECORDED, IS NEXT IN 1. 1.  Claim Number 55-06c6-44x STATE FARM DENIAL LETTERS ANALYSES  AS MANIFESTATIONS OF BAD FAITH JULY 2, 2020 3:06PM             MR. LUI, YOU IMPRESSED UPON US, "all insurance carriers after a water loss has been immediately contacts and discusses causation and location of pipe breaks,..."WHICH IS AN EXPRESS ADMISSION OF THE FACT THAT IT IS A COMMON PRACTICE AMONG ALL INSURANCE CARRIERS TO CONTACT PLUMBERS, DISCUSS CAUSATION AND LOCATION OF PIPE BREAKS. BEING A PRACTICE BY ALL INSURANCE CARRIERS, IT FOLLOWS, THAT STATE FARM BEING AN INSURANCE CARRIER, after a water loss has been immediately contacts and discusses causation and location of pipe breaks IN ALL INSTANCES AND STATE FARM MIGHT HAVE BEEN SOLICITING AND BUYING FALSE AND FRAUDULENT INFORMATION FROM PLUMBERS, PURPOSELY TO DENY LEGITIMATE SLAB LEAK INSURANCE CLAIMS LIKE WHAT YOU DID WITH MY CASE. IT APPEARS TO ME THAT IT HAD BECOME A MODUS OPERANDI BY STATE FARM IN COLLUSION WITH PLUMBING CONTRACTORS TO DENY INSURANCE COVERAGE TO LEGITIMATE CLAIMANTS. QUESTION 4.  WOULD YOU LIKE TO DISPUTE AND WRITE REASONS FOR YOUR OBJECTION TO THIS OBSERVATION ? OTHERWISE, THESE OBSERVATIONS SHALL BECOME UNDISPUTED AND NOT OBJECTED STATEMENT OF FACTS. Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email.  PLEASE RESTRICT ISSUES AND ANSWERS WITHIN THE CONTEXT OF THE SUBJECT MATTER TO AVOID INAPPROPRIATENESS. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso