AUGUST 23, 2020 GORDON LIU
CLAIM SPECIALIST
STATE FARM HOME INSURANCE
RE: Claim Number 55-06c6-44x
Policy Number 77-C3-B499-7
DATE OF LOSS: April 26, 2020
FIVE (5) UNDISPUTED and DEEMED ADMITTED FACTS PROVING STATE FARM AND LIU ARE PARTIES TO TITOUAH'S CRIMES
Dear Mr. Liu: PLEASE SEE, PAR. 5 DENIAL LETTER dated August 14, 2020You wrote,
" Your email contains allegations of misconduct by John Titouah. State Farm will not respond to your allegations against John Titouah. However, to the extent you allege State Farm is a party to a crime you allege was committed by John Titouah, State Farm denies that contention. "
COMMENTS :
Mere words of denials to the allegations of misconduct by State Farm and you are worthless without showing actions proving that State Farm and you are not party to his crime. TO WIT, AMONG OTHERS: STATE FARM AND YOU ARE MOST PROBABLY PARTY TO HIS CRIMES OF PRODUCING AND DISTRIBUTING A RIGGED FRAUDULENT VIDEO AND BY WAY OF VANDALISM, DIGGING A HUGE EXCESS EXCAVATION MORE THAN WHAT IS REQUIRED TO ACCESS PIPE WITHIN THE SLAB AND REPAIR PIPE, being you as: 1. THE MAIN BENEFICIARY OF THE RIGGED FRAUDULENT VIDEO PRESENTATION AND STATEMENTS AS YOU USED AND RELIED ON THEM TO DENY OUR CLAIM. 2. DESPITE THE FACT THAT I HAVE REPORTED HIS CRIME TO CONCERNED POLICE AGENCIES AND THIS FACT HAVING BEEN PRESENTED TO YOU, I AM PERPLEXED WHY YOU HAVE NOT SHOWN OR WRITTEN CONCRETE ACTIONS TO INVESTIGATE OR AT LEAST VERIFY FACTS RELEVANT TO THE ALLEGATIONS OF FRAUD BY TITOUAH OR WRITE ACTIONS TAKEN TO SEEK HELP FROM THE POLICE IN INVESTIGATING TITOUAH. 3. HAVING BEEN VISITED THE SITE OF HIS CRIME AND INVITED PURPOSELY TO TAKE MEASUREMENTS OF THE EXCAVATION, BUT YOU DID NOT TAKE MEASUREMENTS OR EVEN AT LEAST BRING WITH YOU A MEASURING TOOL AND WORSE, YOU STILL MAINTAIN YOUR POSITION OF 10, 8 TO 9 AND 8 INCHES DEPTH OF THE EXCAVATION IN YOUR DENIAL LETTERS, WHICH ARE FAR FROM THE ACTUAL DEPTH MEASUREMENT OF 4 TO 6 INCHES. 4. HAVING YOU STATED THAT " It does not matter which plumber is called, who they worked for, and what they charge, the only way to confirm the Predominant cause of water losses is to contact and discuss the facts of the discharge directly with the plumber who discovered, located, and repaired the leak.", You wrote, "what they charge, " MEANS THAT YOU IMPLICITLY ADMITTED THAT THE PLUMBER TITOUAH CHARGES FEES AND YOU PAID HIM FOR THE SERVICES HE HAD RENDERED FOR YOUR BENEFIT. IN OTHER WORDS, YOU HAVE CREATED A BUSINESS PARTNERSHIP WITH TITOUAH WHERE YOU ARE HIS CLIENT FOR THE RIGGED VIDEO PRESENTATION HE PRODUCED. DOUBTLESS, THAT TITOUAH AND YOU ARE PARTNERS IN THIS ENDEAVOR . AND, THEREFORE, YOU CAN NOT DENY THAT STATE FARM AND YOU ARE PARTY TO THE CRIMES COMMITTED BY TITOUAH. 5. HAVING YOU STATED THAT " It does not matter which plumber is called, who they worked for, and what they charge, the only way to confirm the Predominant cause of water losses is to contact and discuss the facts of the discharge directly with the plumber who discovered, located, and repaired the leak."
MEANS THAT ACCORDING TO WHAT YOU HAVE WRITTEN, " the only way to confirm the Predominant cause of water losses is to contact and discuss the facts of the discharge directly with the plumber who discovered, located, and repaired the leak." THEN IT FOLLOWS YOU NEED TO CONTACT A PLUMBER WHO DISCOVERED, LOCATED AND REPAIRED THE LEAK. BUT YOUR PROBLEM IS, THERE IS NO PLUMBER WHO DISCOVERED NOR LOCATED THE LEAK, BUT THE FACT IS IT IS US WHO DISCOVERED THE LEAK NOT JOHN TITOUAH AND NEITHER HE REPAIRED THE LEAK. THEREFOR, THE RIGHT PERSON TO TALK TO IS NOT JOHN TITOUAH BUT US. WHY NOT TALK TO US AND IGNORE TITOUAH? IF NOT BOTH OF YOU ARE PARTNERS TO HIS CRIMES, HOW COME UP TO THIS TIME BOTH OF YOU ARE ONE TOGETHER IN HIS LIES?
SOURCE FOR NO. 4 and 5
ON PAR.4 June 12, 2020 denial letter You wrote, "As far as State Farm's relationship with All Express Plumbing and John Titouah, all insurance carriers after a water loss has been immediately contacts and discusses causation and location of pipe breaks. It does not matter which plumber is called, who they worked for, and what they charge, the only way to confirm the Predominant cause of water losses is to contact and discuss the facts of the discharge directly with the plumber who discovered, located, and repaired the leak. In regards to the costs of a re-route, that would be up to the discretion of the Insured. 1. You wrote, "what they charge " meaning, in other words, plumber John charges fees and you paid him in return for his rigged live video presentation and fraudulent statements. How much did he charge you and the amount you paid him?
2. You wrote,
"to contact and discuss the facts of the discharge directly with the plumber who discovered, located, and repaired the leak. "
Why talk to John Titouah extensively and rely heavily on his statements?
John Titouah, Yes he is a plumber. But he is not the one who discovered the leak. It is us. He is not the one who located the leak, It is us; and he is not the one who repaired the leak. Hence, John Titouah is not the right person to talk to but us. So talk to us not John. AGAIN, JOHN DID NOT DISCOVER, LOCATE AND REPAIR the leak. Therefore, he can not be called to testify on matters he did not witness or see.
Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email.
Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes.
Thank you very much.
Yours faithfully,
Antonio L. Buensuceso
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