STATE FARM INAPPROPRIATE RESPONSE 56 DATED 14DEC20 10:00AM

INAPPROPRIATE RESPONSE 56 INAPPROPRIATE RESPONSES TO EMAIL:  Claim Number 55-06c6-44x CONCISE LETTER OF DENIAL REQUEST DATED 2DEC20 6:52AM MAY I MOST HUMBLY AND RESPECTFULLY REQUEST FROM YOU FOR A CONCISE DENIAL LETTER OF MY INSURANCE CLAIMS COVERING WATER SECONDARY DAMAGES FILED ON JUNE 2020 AND VANDALISM WHICH COVERAGE I DISCOVERED JUST THIS MONTH OF NOVEMBER FROM THE POLICY BOOKLET YOU PROVIDED ME ON NOVEMBER 4, 2020. DENIALS AND ASSERTIONS NEEDED TO BE  SUBSTANTIATED, OTHERWISE, CRIMINALS MERE  SAYING EMPTY WORDS OF DENIAL AND STATEMENTS  WOULD NEVER BE CONVICTED. NOTES ON IMPROPRIETY :  NUMBER 1. MR. GUENIOT, THE ASSISTANCE SOUGHT IS,  PLEASE PROVIDE A CONCISE SUBSTANTIVE DENIAL LETTER ON MY CLAIMS FOR SECONDARY DAMAGES FILED IN JUNE 2020 AND VANDALISM WHICH COVERAGE I DISCOVERED JUST IN NOVEMBER 4, 2020 WHEN YOU BELATEDLY FURNISHED ME WITH THE COPY OF THE POLICY BEYOND ON WHAT IS REQUIRED BY THE REGULATION. TO WIT: FAILURE TO PROVIDE WRITTEN A CLEAR SUBSTANTIVE DENIAL DOCUMENTS CORRESPONDING TO THEM  ARE CLEAR VIOLATIONS  OF SECTION 2695.5.  Section 2695.5. Duties upon Receipt of Communications (b) Upon receiving any communication from a claimant, regarding a claim, that reasonably suggests that a response is expected, every licensee shall immediately, but in no event more than fifteen (15) calendar days after receipt of that communication, furnish the claimant with a complete response based on the facts as then known by the licensee. This subsection shall not apply to require communication with a claimant subsequent to receipt by the licensee of a notice of legal action by that claimant. CLEARER READING BELOW OF THE EMAIL SCREENSHOT ABOVE: Dear Mr. Buensuceso,   I’m writing to acknowledge receipt of the email below and your email dated December 1, 2020 as you have requested.   Our position as communicated in our letters and responsive emails are unchanged.  This claim file remains closed.  All conditions previously quoted still apply.    Your emails contain allegations of misconduct. All such contentions are denied. You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law.  We reserve all rights under the policy and the law.    Sincerely,   Louis     Louis E Gueniot III Claim Team Manager State Farm General Insurance Company NUMBER 2. DELIBERATE INTENTION TO SOW CONFUSION. IT IS AN IMPROPER RESPONSE FOR RESPONDING TO EMAILS WITH DIFFERENT SUBJECTS WHICH TEND TO CREATE MORE CONFUSIONS.