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Tuesday, March 17, 2020

Claim Number 55-06C6-44X MOMENTS FOR RETROSPECTION 2 DATED 17MAR21 8:52AM





















Claim Number 55-06c6-44x 

MOMENTS FOR RETROSPECTION 2

MARCH 17, 2021
GORDON LIU
CLAIMS SPECIALIST
STATE FARM HOME INSURANCE 


RE: Claim Number 55-06C6-44X
       Policy Number 77-C3-B499-7

Date of Loss :  April 26, 2020


COVERT EFFORTS TO QUICKLY  LEAVE YOU ALONE 


Dear Mr. Liu,

While waiting for your response on the inquiry for the right person to negotiate pertaining to our claims, I prudently use these times for retrospection.

May I most humbly and respectfully inform you candid reflections on the patterns on behavior of your team manager, Mr. Gueniot :

Observe closely the pattern of behavior of Mr. Gueniot.

1. I have a claim on vandalism filed on November 7, 2020 seeking  assistance for filing for damages caused by vandalism committed by Titouah.

Claim Number 55-06c6-44x CLAIM FOR DAMAGES CAUSED BY VANDALISM DATED 7NOV20 10:23AM

ASSISTANCE REQUEST FOR FILING CLAIM FOR DAMAGES  CAUSED BY VANDALISM COMMITTED BY TITOUAH
 
2.  Then our discussion or negotiation ensues. The dictionary from the web defined negotiation as, "discussion to reach an agreement". It is clear with this evidence record of email communications that Mr. Gueniot and I started negotiations, discussions to reach an agreement about this claim on vandalism. And next is his response.

STATE FARM RESPONSE ON WATER DAMAGES (VANDALISM) DATED 13NOV20 7:42AM (TAKEN FROM INAPPROPRIATE RESPONSE 53.

EXCAVATING A PORTION OF THE CONCRETE TO SEARCH FOR THE LEAK IN A SUPPLY LINE TO "FIX IT" IS NOT AN ACCIDENT.........as he wrote it.

3.  Then our negotiation continues where I am asking Mr. Gueniot clarifications and asking him to explain what he meant.  And next is my email pertaining to it:

Claim Number 55-06c6-44x VANDALISM BY TITOUAH DATED 14NOV20 12:27PM 

PLEASE EXPLAIN 
"John Titouah excavating a portion of the concrete to search for the leak in a supply line to "fix it" is not an accident, and is not vandalism to personal property.....",

4.  Then our negotiation continues where Mr. Gueniot is unable to write clarifications and I want to clear up matters for him and so I explain the issue for him in my objective point of view. And next is my email pertaining to it:

Claim Number 55-06c6-44x VANDALISM BY TITOUH DATED 17NOV20 7:37AM

I DISCUSS RE: GUENIOT UNABLE TO EXPLAIN
"John Titouah excavating a portion of the concrete to search for the leak in a supply line to "fix it" is not an accident, and is not vandalism to personal property.....",

Please read these  items 1 through 4, in between the lines, Mr. Liu.
The fact there is a claim of vandalism, in the time when Mr. Gueniot is the person in charge to decide and issue the formal  Letter of Approval or Denial to it, he ignored or renegaded on his mandated obligation. And worse, despite this ever continuing negotiations about our claims up to this present time, he kept on harking, there are no negotiations, the claim file remains closed, etc.  wanting me stop the discovery efforts I am exerting to avoid his expectedly exposure to beyond reasonable doubt culpability. As there are negotiations still raging on,  the "one year suit against us" limitation is consequently, shall be tolled as to the date of this email, November 17, 2020.


This fact Mr. Liu vividly showed that he intentionally wanted to derail the negotiation process to avoid his involvement with the crimes committed by Titouah to avoid culpability and limit the span of the negotiations up to your level only where he religiously maintained the "one year suit against us" statute of limitations be tolled to June 12, 2020 and worse he moved it maliciously, intentionally closer, May 20, 2021 on his email dated March 15, 2021 paragraph 7, last sentence, AND PLEASE NOTE,  to make it really quick AND earlier to escape.

CLEARLY MR. LIU, HE ABSOLUTELY AND INTENTIONALLY, AND DELIBERATELY WANTED TO QUICKLY LEAVE YOU BEHIND.



AGAIN:
May I most humbly and respectfully inform you that there are eight (8) existing denial letters. These letters dated  MAY 6, 2020, JUNE 12, 2020JULY 13, 2020,  JULY 17, 2020 ,JULY 31, 2020AUGUST 14, 2020AUGUST 21, 2020,  AUGUST 25, 2020.  You will notice that all these eight (8) letters of denial are written and signed by only you. No one but only you.  You can not find any signature anywhere in those denial letters, even an initial by Mr. Gueniot. Therefore, on record it is only you who can be held liable, responsible and accountable on the circumstances stated in those documents. Mr. Gueniot is a mile away to be implicated on whatever is written on them  because he is just quoting what you have written.  That is the reason why he did not want to write any denial letter and merely rely on the information you had provided to him and denial letters you have written.  He knew well if he ever wrote one and adopted expressly as if they were his own,  all the information you provided him and signed it, he would be implicated together with you and he being your team leader would appear most guilty. He merely wanted to save himself leaving you behind. Please think about it. Analyze the inappropriate responses he had written. Those were just templates of general, baseless untenable statements of denials.

Then In retrospection, you will realize based in those eight (8) denial letters, it is only you who participated in partnership with Titouah to act beneficial to your interest as evidenced by your written admission of talking to Titouah, many times, extensively, viewing the live video presentation by Titouah and receiving his written report. It is you who wrote that it doesn't matter who plumber to interview, who they work for, how much he charged impliedly admitting that it is you who solicited the services of Titouah and paid for it and deemed conspired with Titouah performed his criminal act for your own interest and clearly showed a business partnership with him. 

These are documentary direct evidence of your involvement in the crimes committed by Titouah whereas, as I see it,  in the case of Mr. Gueniot,  it might be just circumstantial, thus he might appear least guilty among the three of you as to the criminal liability is concerned and probably be acquitted for insufficiency of evidence and I think Mr. Gueniot will just point unto you absolutely, as the lone co-conspirator and deny all accusations leveled against him about the crimes committed by Titouah. 

However, Mr. Gueniot appears the  most guilty as to bad faith claims against State Farm are taken into consideration but for sure he is free from serving prison terms unlike you who most likely to suffer incarceration aside from losing your job as well as your valuable retirement benefits and most of all your honor and dignity.  Think of your family if ever these nightmares happened to you.

In retrospection, please ponder upon it. This is the reason behind sending you this email on a Saturday so you may have time to think deeply about it.

Kindly review the email dated September 1, 2020 for deeper retrospection.
Words to remember that day are "neck and chopping block".

I know you are just doing acts instructed to you. How do I know it? Because if your acts are of your own you must have been reprimanded.
However, I believe you must have evidence to prove that what you have written and done are exactly direct and express instructions from Mr. Gueniot.

And in my humble opinion consider showing manifestations of your intentions to withdraw from this conspiracy when you still have time.

Again,  

WE WOULD WANT TO NEGOTIATE THIS DISPUTE WITH STATE FARM IN GOOD FAITH UNTIL ALL  ADMINISTRATIVE REMEDIES AVAILABLE HAVE BEEN EXHAUSTED.


Thank you very much.

Yours faithfully,

Antonio L. Buensuceso

REFERENCES :


STATE FARM DENIAL LETTERS COMPILATION





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