Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUESTION 2 DATED 31AUG20 7:01pm

AUGUST 31,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUESTION 2 WOULD YOU STILL CONTINUE TO HIDE IT, "LIVE  VIDEO FOOTAGES FROM TITOUAH", FROM ME,  AND REFUSE TO SEND AND SHOW THEM TO ME? Dear Mr. Liu: PLEASE SEE, ON  JULY 4, 2020 I WROTE TO EMAIL WITH SUBJECT  "REQUEST FOR ASSISTANCE  TO KNOW PERSPECTIVE ON YOUR SIDE OF VIEW" WHERE THE FOLLOWING RECORDS ARE WRITTEN: A.  ON DENIAL LETTER DATED MAY 6, 2020 ON PAR.2 May 6, 2020 You wrote, As discussed, based on the virtual inspection through my computer on May 5, 2020, the visible damages were viewed, photographed and confirmed. The virtual inspection showed a live stream through the plumber's cell phone and the pipe break was documented. You wrote, the virtual inspection through my computer on May 5, 2020 COMMENTS: This means that you did the virtual inspection  through your computer on May 5, 2020, consequently this virtual inspection had been played many times, and recorded and saved in your computer for future reference and basis for your statements and declarations regarding my claim. Now, may I request from you to furnish me a complete copy of the virtual inspection you did, and attached it to the email you will be sending me, so that, a. First, I may have a chance to fully understand the issues on the side of your perspective; b. Second, so that I may arrive in an impartial, unbiased and objective perception of this event on your side.  AND THE COMPLETE EMAIL  WHERE THE MESSAGES ABOVE ARE RECORDED, IS NEXT IN 1. 1.  Claim Number 55-06c6-44x REQUEST FOR ASSISTANCE TO KNOW PERSPECTIVE ON YOUR SIDE OF VIEW JULY 4, 2020 8:57AM              AND SUCCEEDING FOLLOW UP EMAILS 2, 3, 4 AND 5, RESPECTIVELY: 2.  Claim Number 55-06c6-44x REQUEST FOR ASSISTANCE TO KNOW THE         PERSPECTIVE ON YOUR SIDE OF VIEW_resend with correction on item written report. JULY 4, 2020 8:27PM            3.  Claim Number 55-06c6-44x REQUEST FOR ASSISTANCE TO KNOW                 PERSPECTIVE ON YOUR SIDE OF VIEW_THIRD TIME TO MANIFEST URGENCY Jul 8, 2020, 7:58 AM               4. Claim Number 55-06c6-44x REQUEST FOR ASSISTANCE TO KNOW                 PERSPECTIVE ON YOUR SIDE OF VIEW_resend FOURTH TIME TO MANIFEST URGENCY Jul 10, 2020, 2:43 AM                       5.  Claim Number 55-06c6-44x REQUEST FOR ASSISTANCE TO KNOW                 PERSPECTIVE ON YOUR SIDE OF VIEW_resend FIFTH TIME TO  MANIFEST URGENCY Jul 13, 2020, 10:54 AM IN CONNECTION WITH THE FOREGOING MAY I PRESENT TO YOU : California Penal Code 135 PC states that any person who, knowing that any book, paper, record, instrument in writing, or other matter or thing, is about to be produced in evidence upon any trial, inquiry, or investigation whatever, authorized by law, willfully destroys or conceals the same, with intent thereby to prevent it from being produced, is guilty of the crime of destroying or concealing evidence. Under California Penal Code 135 PC, destroying or concealing evidence is a misdemeanor offense. If you are convicted of this crime, you face up six months in county jail and/or a $1,000 base fine. SINCE MAY 5, 2020, MR. LUI, YOU IMPRESSED UPON  US VIRTUAL INSPECTION OR LIVE VIDEO FOOTAGES  THAT DATE FROM PLUMBER, TITOUAH'S CELL  PHONE AND FROM JULY 4, 2020 TO JULY 13, 2020  SHOWN 1, 2. 3, 4 AND 5, RECORD OF EMAILS  SHOWN ABOVE, COVERING FIVE (5) EMAILS                  WANTING AND NEEDING  THE SHOWING AND  SENDING OF IT TO THE INTERESTED  INVESTIGATING PARTY,  MYSELF,  TO BE PART OF  MY CRIMINAL INVESTIGATION AGAINST TITOUAH,  YOU, MR. LIU,  MIGHT HAVE HAVE COMMITTED AND  BEEN CONTINUING COMMITTING THE CRIME OF  DESTROYING OR CONCEALING EVIDENCE AND  CONTINUING HIDING IT FROM ME UP TO THIS  DATE CONSTITUTES INTENTIONAL AND  DELIBERATE EFFORT TO PREVENT IT FROM BEING  PRODUCED AND REMAINED CONCEALED FROM ME. QUESTION 2.  WOULD YOU STILL CONTINUE TO HIDE IT, "LIVE  VIDEO FOOTAGES FROM TITOUAH", FROM ME,  AND REFUSE TO SEND AND SHOW THEM TO ME? Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email.  PLEASE RESTRICT ISSUES AND ANSWERS WITHIN THE CONTEXT OF THE SUBJECT MATTER TO AVOID INAPPROPRIATENESS. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

776TH PERSUASIVE APPEAL_30AUG19_TO THE SCP JUSTICIDES_PRESIDENTIAL FRUIT FULLY RIPENED FOR PICK UP

1 CERTIFICATE OF SEPARATION FROM LAST EMPLOYER COMPLAINT 2.  MY QUEST FOR SWINDLED  RETIREMENT PAY BY SHELL SWINDLING ITO, SYNDICATED ESTAFA HOT PURSUIT DUTY OF LAW ENFORCEMENT ENTITIES 921counts SEE BELOW FOR THE 921ST    TIME THE REITERATION OF DEMAND PAYMENT OF RETIREMENT PAY WHICH SHELL REFUSED TO HONOR IN THE PRESENCE AND DEEMED APPROVAL OF THE HONORABLE MAGISTRATES OF THE SUPREME COURT OF THE PHILIPPINES GEUS_15MAR16_66th FOLLOW UP_REITERATION OF DEMAND  PAYMENT OF RETIREMENT PAY Dishonest scales are an abomination to the Lord, but a just weight is His delight... Proverbs Chapter 11  v. 1 Retirement Pay Law circumvented by Shell subject to penal provision provided for by Article 288 of the Labor Code of the Philippines.

Claim Number 55-06c6-44x CRIMINAL COMPLAINT INVESTIGATION AGAINST TITOUAH QUESTION 1 dated 29aug20 11:29pm

AUGUST 29,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUESTION 1 Dear Mr. Liu: PLEASE SEE, SCREENSHOT OF LETTER EMAIL TO YOU DATED MAY 29, 2020. AS EARLY AS MAY 29, 2020 I HAVE INFORMED YOU ABOUT MY CRIMINAL COMPLAINT OF TITOUAH AND STARTED INVESTIGATION OF JOHN TITOUAH'S INSURANCE FRAUD AND REPORTED IT TO THE POLICE AGENCIES AS PROVEN BY THIRD PARAGRAPH OF EMAIL LETTER DATED MAY 29, 2020. TO WIT: "State Farm denied the claim on account of the video presentation and statements by plumber, John Titouah to the effect that there is no leak in the slab but a suspected leak under the foundation. That is false and absolutely fraudulent. I have reported this to the San Diego Mira Mesa Neighborhood Watch Officer Christina Santos and to the local San Diego FBI in charge of internet fraud and white collar crimes." QUESTION 1. AS AN INSURANCE CLAIM SPECIALIST, MR. LUI,  TELL ME WHAT IS EXPECTED THAT YOU WILL BE DOING WHEN INSURANCE FRAUD PERTINENT TO THE CASE CLAIM YOU ARE HANDLING IS BROUGHT TO YOUR ATTENTION?  Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email.  PLEASE RESTRICT ISSUES AND ANSWERS WITHIN THE CONTEXT OF THE SUBJECT MATTER TO AVOID INAPPROPRIATENESS. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

Claim Number 55-06c6-44x STATE FARM INAPPROPRIATE RESPONSE 13 DATED AUGUST 29, 2020 3:33am

AUGUST 29,  2020 LOUIS E. GUENIOT TEAM MANAGER GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 INAPPROPRIATE RESPONSE 13 REPEATED MISCONDUCTS FROM INAPPROPRIATE RESPONSES 1 TO 8 AND 9/10/11/12 BEING NOT DISPUTED, OBJECTED AND HABITUALLY REPEATED WITH IMPUNITY.  HENCE, PROVEN TO BE INTENTIONAL, DELIBERATE, MALICIOUS, WILLFUL, WANTON, OPPRESSIVE AND OUTRAGEOUS Dear Messrs Gueniot and Liu: PLEASE SEE, As Mr. Gueniot responded to email with the subject shown above: CLEARER READING BELOW OF THE EMAIL SCREENSHOT ABOVE: Dear Mr. Buensuceso, I’m writing to acknowledge receipt of your email below. I regret coverage is not available for this loss.  This claim file remains closed.  Our position as communicated in our letters dated May 6, 2020, June 12, 2020, July 13, 2020, July 17, 2020 and July 31, 2020 are unchanged.  We have done our best to answer your questions and provide a reasonable explanation for the basis of the denial of the claim based on the policy language.  This claim has been denied as explained in our letters and responsive emails and the file remains closed.  All conditions previously quoted still apply.  State Farm previously responded to your emails that contained allegations of misconduct by Claim Specialist Gordon Liu, State Farm and me.  Your email contains allegations of misconduct by me.  All such contentions are denied. We handle each claim on its own merits. State Farm, Claim Specialist Gordon Liu and I have complied with the implied covenant of good faith and fair dealing in the investigation and handling of this claim.  Your emails have become harassing and I respectfully request you cease. In the future, State Farm will no longer respond to your emails which do not provide any new information for us to evaluate on this claim. You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law.  We reserve all such rights in the past, present, and future.  If you send in new information that warrants consideration, then we would provide you a substantive response.  If you believe this claim has been wrongfully denied, you may contact the California Department of Insurance for assistance. We are required by California Insurance Regulations, Section 2695.7(b)(3), to advise you that if you believe this claim, or any part of this claim, has been wrongfully denied or rejected, you may have the matter reviewed by the California Department of Insurance, Claim Service Bureau, 300 South Spring Street, Los Angeles, California 90013, telephone 800 927 4357. The one year “Suit Against Us” time period referred to in the May 6, 2020 letter includes the time period from the date of loss (April 26, 2020) to the date the claim was reported to State Farm (April 29, 2020).  The one year time period was tolled during our investigation of this claim (April 29, 2020) to the date the claim was initially denied (May 6, 2020).  The one year time period was tolled upon receipt of Antonio Buensuceso Jr.’s email dated May 29, 2020 for additional investigation until the date the denial of the claim was confirm in our June 12, 2020 letter.  That one year time period continues to run as of the date of our June 12, 2020 letter.   Sincerely, Louis Louis E Gueniot III Claim Team Manager State Farm General Insurance Company COMMENTS: ONLY PAR.1 IS RELEVANT.  PAR. 2 TO 9 ARE INAPPROPRIATE AS THEY  ARE IRRELEVANT TO THE SUBJECT MATTER BEING DISCUSSED. THOUGH NEXT ISSUES ARE IRRELEVANT TO THE SUBJECT NAMED  ABOVE, MODESTY DICTATES THAT I WRITE COMMENTS ON THEM. MAY I RAISE MY STERN OBJECTION TO YOUR STATEMENT: "Your emails have become harassing and I respectfully request you cease." MAY YOU PLEASE UNDERSTAND THAT I AM CONFUSED WITH YOUR  STATEMENTS, FOR EXAMPLE ONE AMONG SO MANY, LIKE IN THE  MATTER OF JOHN TITOUAH'S CRIME WHICH YOU JUST TERMED AS  MISCONDUCT.  NOW IN CLOSER ANALYSIS OF YOUR TEAM STATEMENTS  1. FROM PAR. 5 DENIAL LETTER OF AUGUST 14, 2020 " Your email contains allegations of misconduct by John Titouah. State Farm will not respond to your allegations against John Titouah." 2. FROM PAR. 4 OF AUGUST 21, 2020  "  State Farm has previously responded to your emails that contained allegations of misconduct by me and State Farm."   3. FROM PAR. 4 OF AUGUST 28, 2020  INAPPROPRIATE RESPONSES 9/10/11/12 " State Farm previously responded to your emails that contained allegations of misconduct by Claim Specialist Gordon Liu, State Farm and me." IN STATEMENT  1  YOU WROTE,  " State Farm will not respond....  " IN STATEMENT  2  YOU WROTE , " State Farm has previously responded to your emails..... " IN STATEMENT  3  YOU WROTE , " State Farm previously responded to your emails that contained allegations of misconduct by Claim Specialist Gordon Liu, State Farm and me." HONESTLY, I AM CONFUSED ON WHAT POSITION YOU  WOULD WANT TO ANCHOR YOUR ARGUMENT INTO. WHEN I WANTED CLARIFICATION ABOUT THIS ISSUE, YOUR TEAM DID NOT RESPOND OR WHEN YOUR TEAM  RESPONDED YOU ALL RESPOND INAPPROPRIATELY  MAKING MANIPULATING CONFUSING STATEMENTS. THEN  WHEN  I ASKED CLARIFICATIONS ON THOSE CONFUSING  MATTERS AND YOU UNABLE TO CLEAR THEM UP  BECAUSE YOU ARE GUILTY OF REALLY SOWING  CONFUSION INTO THOSE ISSUES THEN YOU WILL  COMPLAIN OF I BEING HARASSING YOU TO THE WORDS  OF THIS EFFECT, "Your emails have become harassing and I respectfully request you cease." I VEHEMENTLY OBJECT TO THIS STATEMENT. SO LONG AS  YOUR TEAM IS KEEPING ON WRITING CONFUSING AND  UNCLEAR, VAGUE POLICY LANGUAGE STATEMENTS AND   INAPPROPRIATE  RESPONSES , LIKE FOR A SECOND  EXAMPLE AMONG SO MANY,  1.  EXISTENCE OF TITOUAH'S WRITTEN REPORT SUBMITTED TO YOU. ON PAR.2 June 12, 2020 DENIAL LETTER You wrote, "As outlined in our May 6, 2020 declination letter, the predominant cause of the water damages was wear, tear, and deterioration to the forty one year old "hot" side copper water line located under the concrete foundation which resulted in a continuous and repeated seepage of water below the foundation, eventually migrated upwards and manifested itself on the date of the discovery to the interior of the home. My virtual inspection on May 5, 2020, the photographs of the excavating of the pipe, multiple discussions with All Express Plumbing, his written report and a detailed follow up conversation with the plumber, John Titouah on June 5, 2020 confirmed all the original facts of the loss." "his written report  " This means on the denial letter dated June 12, 2020, you impressed upon us a copy of the written report of JOHN TITOUAH. BUT HOW COME YOU ARE DENYING  THE EXISTENCE OF JOHN TITOUAH's REPORT ON PAR.3 JULY 31, 2020 DENIAL LETTER TO THE EFFECT THAT THE INFORMATION PROVIDED BY JOHN TITOUAH WAS PROVIDED VERBALLY AND NOT IN WRITTEN FORM. 2. DENYING EXISTENCE OF TITOUAH'S WRITTEN REPORT  PAR. 3 July 31, 2020 DENIAL LETTER You wrote, "Attached is a copy of the photo media sheet with the photographs obtained during our virtual Claims Xperience inspection which took place on May 5, 2020. The information provided by John Titouah was provided verbally and not in a written form. The information contained in our claim file notes are not considered claim-related documents, as defined by Insurance Code Section 10082.3 and will not be provided." I NEED AND WILL ASK FOR CLARIFICATIONS. THIS ISSUE STILL NEEDS CLARIFICATION THUS EXPECT  MORE EMAILS ASKING FOR CLARITY ABOUT THIS ISSUE.  I BEG FOR YOUR INDULGENCE, PLEASE ACCEPT MY  APOLOGY, I AM SORRY, PLEASE BEAR WITH ME,  I WILL  CONTINUE SENDING EMAIL ASKING FOR CLARIFICATION  TO CLEAR ISSUES OUT. LIKEWISE, I VEHEMENTLY OBJECT TO THIS STATEMENTS: PAR.6  INAPPROPRIATE RESPONSES 9/10/11/12 28AUG20 "In the future, State Farm will no longer respond to your emails which do not provide any new information for us to evaluate on this claim. You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law.  We reserve all such rights in the past, present, and future.  If you send in new information that warrants consideration, then we would provide you a substantive response."  1. " In the future, State Farm will no longer respond to your emails which do not provide any new information for us to evaluate on this claim."  PLEASE WRITE AND ASSERT THIS STATEMENT, ONLY AFTER YOU HAVE IDENTIFIED AND WRITTEN LISTS OF INFORMATION, THOSE WHICH YOU CONSIDER, AND THOSE WHICH YOU DID NOT CONSIDER. SO THAT I MAY KNOW WHAT INFORMATION I NEED MORE TO SUBMIT TO YOU. SHOW AND WRITE YOUR POLICY DEFENSES NOW IF YOU ARE UNABLE TO WRITE THEM NOW MEANS YOU DO NOT HAVE ANY TO WRITE OR YOU ARE NOT DILIGENT ENOUGH TO STUDY THIS CASE. INDOLENCE AND NEGLIGENCE SHOULD NOT BE REWARDED. THOSE MUST BE DESPISED. 2. " You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law.  " SILENCE MEANS CONSENT. YOU ARE GIVEN MULTIPLE CHANCES TO OBJECT AND RESPOND EXPLAIN AND REBUT ACCORDINGLY BUT YOU DID NOT. 3. "  We reserve all such rights in the past, present, and future.   " UNCLEAR, VAGUE ASSERTION, NEEDS CLEAR, DEFINITIVE OF WHAT RIGHTS YOU ARE TALKING TO. 3. "  If you send in new information that warrants consideration, then we would provide you a substantive response." PLEASE WRITE AND SEND ME LIST OF INFORMATION WHICH YOU CONSIDER AND LIST OF INFORMATION YOU DID NOT CONSIDER SO THAT I MAY KNOW WHAT INFORMATION YOU STILL NEED TO BE SUBMITTED. Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email.  PLEASE RESTRICT ISSUES WITHIN THE CONTEXT OF THE SUBJECT MATTER TO AVOID INAPPROPRIATENESS. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso