NOVEMBER 3, 2020
LOUIS E. GUENIOT TEAM MANAGER CLAIM SPECIALIST
STATE FARM HOME INSURANCE
RE: Claim Number 55-06c6-44x
Policy Number 77-C3-B499-7
DATE OF LOSS: April 26, 2020
FOLLOW UP REQUEST FOR INSURANCE POLICY BOOKLET
Dear Mr. GUENIOT: MAY I MOST RESPECTFULLY REFER YOU TO THE EMAIL FROM MR. EDDIE ATCHLEY, OFFICE MANAGER OF STATE FARM INSURANCE AGENT, MR. DERYK INN SHOWN NEXT, WHERE HE INFORMED MY DAUGHTER, MIRIAM THAT WE SHOULD RECEIVE THE POLICY BOOKLET IN TWO (2) TO THREE (3) WEEKS FROM MAY 4, 2020 BUT UNTIL NOW WE HAVE NOT RECEIVED IT YET. IN VIEW OF OUR FRIENDS IN THE INSURANCE BUSINESS WE SHOULD RECEIVE THE POLICY BOOKLET EARLIER THAN THE DENIAL LETTER. WHAT IS YOUR VIEW ABOUT IT?
Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email AND kindly put back the following reminder to your response which had been missing for quite some time. 1. THIS REMAINED NOT COMPLIED WITH YET. WOULD YOU PLEASE CLARIFY YOUR POSITION ABOUT THIS REMINDER WITH REFERENCE TO THE EMAIL FROM MR. EDDIE ATCHLEY. "The one year “Suit Against Us” time period referred to in the May 6, 2020 letter includes the time period from the date of loss (April 26, 2020) to the date the claim was reported to State Farm (April 29, 2020). The one year time period was tolled during our investigation of this claim (April 29, 2020) to the date the claim was initially denied (May 6, 2020). The one year time period was tolled upon receipt of Antonio Buensuceso Jr.’s email dated May 29, 2020 for additional investigation until the date the denial of the claim was confirm in our June 12, 2020 letter. That one year time period continues to run as of the date of our June 12, 2020 letter." Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes.
Thank you very much. Yours faithfully, Antonio L. Buensuceso |
Sunday, November 3, 2019
Claim Number 55-06c6-44x INSURANCE POLICY BOOKLET DATED 3NOV20 9:30PM
Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 52 DATED 3NOV20 11:44AM
LOUIS E. GUENIOT TEAM MANAGER CLAIM SPECIALIST
STATE FARM HOME INSURANCE
RE: Claim Number 55-06c6-44x
Policy Number 77-C3-B499-7
DATE OF LOSS: April 26, 2020
STATE FARM INAPPROPRIATE RESPONSE 52 DATED 3NOV20 6:42AM
INAPPROPRIATE RESPONSE 52
REPEATED MISCONDUCTS
FROM
INAPPROPRIATE RESPONSES
MULTIPLE MISCONDUCTS
1 TO 8 AND 9/10/11/12/13 AND 14
AND 15/16/17/18/19/20/21/22/23/24/25/26/27/28/29/30/31/32/33/34/35/36
AND 37/38/39/40/41/42/43/44/45/46/47/48/49/50/51
BEING NOT DISPUTED, OBJECTED AND HABITUALLY REPEATED WITH IMPUNITY. HENCE, PROVEN TO BE INTENTIONAL, DELIBERATE, MALICIOUS, WILLFUL, WANTON, OPPRESSIVE AND OUTRAGEOUS
AND BEYOND REASONABLE DOUBT
Dear Messrs Gueniot and Liu:
PLEASE SEE,
As Mr. Gueniot responded to email as shown next: WILL YOU PLEASE KINDLY PROVIDE ME WITH AN EMAIL ADDRESS OF MS TIFFANI WYATT?
THIS SHOWS: EVIDENCE OF THE 52ND RECORDED MISCONDUCT, PROOF BEYOND REASONABLE DOUBT OF, REPEATED HABITUALLY, INTENTIONALLY, DELIBERATELY OF MISCONDUCTS RESPONDING TO EMAILS SUBJECT OUTSIDE OF THE SUBJECT UNDER DISCUSSION AND/OR RESPONDING TO EMAILS NOT ADDRESSED TO HIM TO RESPOND AND/OR RESPONDING TO SEVERAL EMAILS ONCE LEAVING OTHER EMAILS NOT RESPONDED.
HE HAD SHOWN A TOTAL OF FIFTY TWO (52) RECORDED INAPPROPRIATE RESPONSES AND/OR MISCONDUCTS TO SOW CONFUSION AND INTENTIONALLY AND DELIBERATELY DERAIL AND DELAY THE PROCEEDINGS. HOWEVER, AGAIN, HIS INAPPROPRIATE RESPONSE 52ND THOUGH WORTHLESS SIMPLY BECAUSE THE CONTENTS ARE NOT RELATED TO THE QUESTION POSTED FOR HIM TO ADDRESS AND/OR OUTSIDE OF THE SUBJECT MATTER OF THE DISCUSSION AND/OR PROFESSIONALLY DISRESPECTFUL RESPONSE BUT BECOME A BIG HELP TO BOLSTER MANIFESTATION OF BAD FAITH CLAIM AGAINST STATE FARM.
YOUR ACTIONS, MR. GUENIOT TEND TO SHOW THAT YOU MIGHT BE THE REAL MASTERMIND OF TITOUAH'S CRIMES.
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STATE FARM INAPPROPRIATE RESPONSE 52 DATED 3NOV20 6:42AM
INAPPROPRIATE RESPONSE 52 RESPONSE TO EMAIL:Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 24 DATED 3NOV20 2:58AM
WILL YOU PLEASE KINDLY PROVIDE ME WITH AN EMAIL ADDRESS OF MS TIFFANI WYATT? DENIALS AND ASSERTIONS NEEDED TO BE SUBSTANTIATED, OTHERWISE, CRIMINALS MERE SAYING EMPTY WORDS OF DENIAL AND STATEMENTS WOULD NEVER BE CONVICTED.
NOTE : INAPPROPRIATE RE, MR. GUENIOT AS USUAL, A LAZY RESPONSE RESPONDING ONCE TO MULTIPLE EMAILS WITH DIFFERENT SUBJECT MATTERS AND DISCUSSING ISSUES OUT OF THE SUBJECT BEING RESPONDED TO, A DELIBERATE AND WILLFUL AND WANTON AND INTENTIONAL VIOLATION OF SECTION 2695.5(b). Section 2695.5. Duties upon Receipt of Communications(b) Upon receiving any communication from a claimant, regarding a claim, that reasonably suggests that a response is expected, every licensee shall immediately, but in no event more than fifteen (15) calendar days after receipt of that communication, furnish the claimant with a complete response based on the facts as then known by the licensee. This subsection shall not apply to require communication with a claimant subsequent to receipt by the licensee of a notice of legal action by that claimant.
CLEARER READING BELOW OF THE EMAIL SCREENSHOT ABOVE:
Dear Mr. Buensuceso,
I’m writing to acknowledge receipt of the email below along with another email from you since my last response to you on November 2, 2020.
We will not provide you with any other State Farm personnel’s email address. All communication related to this claim will be directed to my attention for review.
Please refer to our previous correspondence and email communications. This claim file remains closed. All conditions previously quoted still apply.
Your emails contain allegations of misconduct. All such contentions are denied. You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law. We reserve all rights under the policy and the law.
We have previously communicated to you that we are required by California Insurance Regulations, Section 2695.7(b)(3), to advise you that if you believe this claim, or any part of this claim, has been wrongfully denied or rejected, you may have the matter reviewed by the California Department of Insurance, Claims Service Bureau, 300 South Spring Street, Los Angeles, California 90013, telephone 800 927 4357.
Sincerely,
Louis
Louis E Gueniot III Claim Team Manager
NOTE 1: STILL NOT MENTION IN THESE INAPPROPRIATE RESPONSE 51 AND 52 SUIT AGAINST US.
The one year “Suit Against Us” time period referred to in the May 6, 2020 letter includes the time period from the date of loss (April 26, 2020) to the date the claim was reported to State Farm (April 29, 2020). The one year time period was tolled during our investigation of this claim (April 29, 2020) to the date the claim was initially denied (May 6, 2020). The one year time period was tolled upon receipt of Antonio Buensuceso Jr.’s email dated May 29, 2020 for additional investigation until the date the denial of the claim was confirm in our June 12, 2020 letter. That one year time period continues to run as of the date of our June 12, 2020 letter. NOTE 2 : ARBITRARY COMMENTS MEANT TO DERAIL THE NEGOTIATION PROCESS BUT WE ARE NOT STOPPING GOOD FAITH NEGOTIATIONS DESPITE MR. GUENIOT'S DISPLAY OF CONTINUING BAD FAITH MANIFESTATIONS. "We will not provide you with any other State Farm personnel’s email address. All communication related to this claim will be directed to my attention for review. "
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Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 24 DATED 3NOV20 2:58AM
SHELL CIRCUMVENTED RA 7641
SYNDICATED ESTAFA
HOT PURSUIT
DUTY OF LAW ENFORCEMENT ENTITIES
SHELL SWINDLING OF RETIREMENT PAY 5TH YEAR
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