Claim Number 55-06c6-44x CONTINUING INQUIRY-EMAILS WITH ALLEGATIONS OF MISCONDUCT BY TITOUAH

AUGUST 23,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 CONTINUING INQUIRY-EMAILS WITH ALLEGATIONS OF MISCONDUCT BY TITOUAH BE IDENTIFIED AND CLASSIFIED AS EMAILS GORDON LIU WILL NOT RESPOND TO Dear Mr. Liu: PLEASE SEE, PAR. 4 DENIAL LETTER dated August 21, 2020  You wrote,  " State Farm has previously responded to your emails that contained allegations of misconduct by me and State Farm. All such contentions are denied. We handle each claim on its own merits. State Farm and I have complied with the implied covenant of good faith and fair dealing in the investigation and handling of your claim." You wrote, specifically, "State Farm has previously responded to your emails that contained allegations of misconduct by me and State Farm." NOW WRITE TO ME EMAILS THAT CONTAINED ALLEGATIONS OF MISCONDUCT BY STATE  FARM AND YOU AND YOUR CORRESPONDING EMAIL RESPONSE TO EACH ONE OF THEM. FAILURE ON YOUR PART TO SHOW AND NAME AND IDENTIFY EMAILS THAT CONTAINED ALLEGATIONS OF MISCONDUCT BY STATE FARM AND YOU AND YOUR CORRESPONDING RESPONSE TO EACH ONE OF THEM DEFEATS CREDIBILITY OF YOUR STATEMENT, "State Farm has previously responded to your emails that contained allegations of misconduct by me and State Farm."  WHICH MAKES THIS STATEMENT UNTRUE AND APPEARS TO BE A CLEAR MANIFESTATION  OF HABITUAL CHEATING AND MISREPRESENTATION  NOW IN CLOSER ANALYSIS OF YOUR STATEMENT  "  State Farm has previously responded to your emails that contained allegations of misconduct by me and State Farm."  FROM PAR. 4 OF AUGUST 21, 2020 AND COMPARE TO THIS STATEMENT FROM PAR. 5 DENIAL LETTER OF AUGUST 14, 2020 " Your email contains allegations of misconduct by John Titouah. State Farm will not respond to your allegations against John Titouah." IN THE FORMER STATEMENT YOU WROTE , " State Farm has previously responded to your emails..... " IN THE LATTER STATEMENT YOU WROTE,  " State Farm will not respond....  " HONESTLY, I AM CONFUSED ON WHAT POSITION YOU WOULD WANT TO ANCHOR YOUR ARGUMENT INTO.  HAS STATE FARM REALLY RESPONDED  OR STATE FARM WILL NOT RESPOND?  THIS IS LYING, IN EITHER CASE, ABSOLUTELY. BESIDES, YOU ARE INDEED SOWING TORTIOUS CONFUSION ON YOUR STATEMENTS. SO MY PLEA IS, SPARE ME OUT OF THESE SUFFERINGS YOU INTENTIONALLY AND DELIBERATELY SUBJECTING ME. MAY I PRESENT TO YOU AGAIN  THE ORIGIN OF OUR NEGOTIATION AND/OR DISCUSSION ABOVE : PAR. 5 DENIAL LETTER dated August 14, 2020  You wrote, " Your email contains allegations of misconduct by John Titouah. State Farm will not respond to your allegations against John Titouah. However, to the extent you allege State Farm is a party to a crime you allege was committed by John Titouah, State Farm denies that contention. " COMMENTS : Please indicate what particular email or emails you are referring to as to allegations of misconduct by John Titouah. I might be thinking and discussing  emails  which are entirely different from what you have in mind. So, kindly identify those emails and corresponding subject matters containing allegations of misconduct by John Titouah which as you wrote you will not respond to. Please write all of them down and send it to me and note that those emails contained John Titouah's misconduct which you unequivocally  declared, will not respond to. We must endeavor to make our positions clear to avoid confusion. Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

Claim Number 55-06c6-44x CONSTANT ASSERTION OF FACTS AND 34 COUNTS OF BAD FAITH DATED AUGUST 23, 2020

AUGUST 23,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 CONSTANT ASSERTION OF FACTS WITHOUT VALID SUPPORTING EVIDENCE TO IT IS HABITUAL LYING, MISREPRESENTATION AND  34 COUNTS BAD FAITH NIXES  CLAIMS OF COMPLIANCE WITH THE IMPLIED COVENANT OF GOOD FAITH AND FAIR DEALING Dear Mr. Liu: PLEASE SEE, PAR. 4 DENIAL LETTER dated August 21, 2020 You wrote, "State Farm has previously responded to your emails that contained allegations of misconduct by me and State Farm. All such contentions are denied. We handle each claim on its own merits. State Farm and I have complied with the implied covenant of good faith and fair dealing in the investigation and handling of your claim." You wrote, specifically,  "State Farm has previously responded to your emails that contained allegations of misconduct by me and State Farm. " COMMENTS : Please show proof of emails you are referring to supporting your statement,   "State Farm has previously responded to your emails that contained allegations of misconduct by me and State Farm. " May you please name and identify the emails you are referring to and the corresponding response to those emails. FAILURE ON YOUR PART  to present necessary evidences supporting your assertions as you have been doing in denial letters dated May 6, 2020 to August 21, 2020 is a manifestation of propensity of telling of facts and statements bereft of truth as you have constantly failed to show valid and convincing proofs of the stated facts and assertions.  This is tantamount to habitual lying on your part which merits severe punitive penalties to deter notorious affiant from doing the same unscrupulous and dishonest acts again. May I present back to you the basis of these discussions: PAR. 4 DENIAL LETTER dated August 14, 2020  You wrote, " Your email contains allegations of misconduct by me and State Farm. All such contentions are denied. We handle each claim on its own merits. State Farm and I have complied with the implied covenant of good faith and fair dealing in the investigation and handling of your claim.  " You wrote, specifically,  " State Farm and I have complied with the implied covenant of good faith  and fair dealing in the investigation and handling of your claim." COMMENTS : Please RESPOND to each one of the THIRTY-FOUR (34) COUNTS OF AGGRAVATING BAD FAITH EVIDENCES AGAINST STATE FARM/GORDON LIU DATED JULY 31, 2020 and post your reasonable opposition on each one of the 34 counts of  AGGRAVATING BAD FAITH ALLEGATIONS and prove by exhibiting convincing evidence that STATE FARM AND YOU are not guilty of bad faith on each one of them. After which you may honestly state that STATE FARM AND YOU  had complied to the IMPLIED COVENANT OF GOOD FAITH AND FAIR DEALING.  Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

Claim Number 55-06c6-44x LYING CONFIRMED ON PHOTO MEDIA SHEET ATTACHMENT BY GORDON LIU DATED 17AUG20

AUGUST 17,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 LYING CONFIRMED ON PHOTO MEDIA SHEET ATTACHMENT BY GORDON LIU Dear Mr. Liu: PLEASE SEE, PAR. 3 DENIAL LETTER dated August 14, 2020  You wrote, " If you did not receive the copy of the Claims Xperience photo media sheet which was enclosed with my July 31, 2020 correspondence, a second copy of those damaged photographs is attached." PAR. 3 July 31,2020 DENIAL LETTER You wrote, "Attached is a copy of the photo media sheet with the photographs obtained during our virtual Claims Xperience inspection which took place on May 5, 2020. The information provided by John Titouah was provided verbally and not in a written form. The information contained in our claim file notes are not considered claim-related documents, as defined by Insurance Code Section 10082.3 and will not be provided." COMMENTS : Please SEE the screenshot of your  response email dated July 31, 2020 below where there is only one document attachment on your response email dated July 31, 2020. And there is no evidence to show that you actually attached the media sheet photographs document with it.  It is not important whether you enclosed  or not copy of the media sheets photographs with the denial letter dated July 31, 2020 you think you sent through the postal mail. Besides I will let you know when your letter dated July 31, 2020 delivered through the postal mail comes. What is important is that I have proven you to be lying when you wrote the denial letter dated July 31, 2020 in the matter of attaching the media sheets photographs that you wrote attached but actually are not.  PAR. 3 of DENIAL LETTER dated August 14, 2020 is your implied admission that you did not attach the photo media sheet on the denial letter dated July 31, 2020. Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

Claim Number 55-06c6-44x LYING BY LIU ON PHOTO MEDIA SHEET ATTACHMENT dated 5aug20

AUGUST 5,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 LYING BY LIU ON PHOTO MEDIA SHEET ATTACHMENT Dear Mr. Liu: While waiting for your response on the  THIRTY-FOUR (34) COUNTS OF BAD FAITH EVIDENCES dated July 31, 2020,  PLEASE SEE,  PAR. 3 July 31, 2020 DENIAL LETTER You wrote, "Attached is a copy of the photo media sheet with the photographs obtained during our virtual Claims Xperience inspection which took place on May 5, 2020. The information provided by John Titouah was provided verbally and not in a written form. The information contained in our claim file notes are not considered claim-related documents, as defined by Insurance Code Section 10082.3 and will not be provided." COMMENTS: You wrote, " Attached is a copy of the photo media sheet with the photographs obtained during our virtual Claims Xperience inspection which took place on May 5, 2020.  " Meaning, The copy of the photo media sheet with photographs obtained during your virtual claims Xperience which took place on May 5, 2020 is attached to your DENIAL LETTER dated July 31, 2020. However, efforts to locate any attachment proves nothing to be found and you are most probably lying about it to impress upon us that you have, AT LEAST,  a record of complying partly to my request for copies of the video presentation, photographs and written report by Titouah to you on May 5, 2020 by sending me just the photographs discounting the video presentation and written report but actually you have not granted me anything. THIS ABSOLUTELY CHEATING AND/OR MISREPRESENTATION THROUGH WRITING A FALSE STATEMENT OF AN UNDERTAKING IN CONTRAVENTION TO THE IMPLIED COVENANT OF GOOD FAITH AND FAIR DEALING BETWEEN US. Please acknowledge receipt of this e-mail and kindly inform me when do I expect a reply to this email. Yours faithfully, Antonio L. Buensuceso

Claim Number 55-06C6-44X STATE RESPONSE AND ATTACHED FOURTH DENIAL LETTER DATED 31JULY20 NO PHOTOGRAPHS ATTACHMENT

FOURTH DENIAL LETTER 31 JULY 2020