Claim Number 55-06c6-44x INQUIRY 10 : IN RELATION TO WHAT FIRST AMERICAN AND STATE FARM DID ON GREG, DO YOU KNOW SY-JOSE MEDINA CLAIMS ADJUSTER FROM FIRST AMERICAN?
APRIL 29, 2021
GORDON LIU CLAIMS SPECIALIST
STATE FARM HOME INSURANCE
RE: Claim Number 55-06C6-44X
Policy Number 77-C3-B499-7
Date of Loss : April 26, 2020
IN RELATION TO WHAT FIRST AMERICAN AND STATE FARM DID ON GREG, DO YOU KNOW SY-JOSE MEDINA CLAIMS ADJUSTER FROM FIRST AMERICAN?SEE BELOW "NOTA BENE" NOTICE
SINCE YOU DID NOT RESPOND TO INQUIRY 9, "IN RELATION TO WHAT TITOUAH DID ON GREG, WOULD YOU ADMIT TITOUAH AND YOU ARE ALREADY FAMILIAR WITH EACH OTHER DAYS BEFORE MAY 5. 2020?"
INQUIRY 9 : IN RELATION TO WHAT TITOUAH DID ON GREG, WOULD YOU ADMIT TITOUAH AND YOU ARE ALREADY FAMILIAR WITH EACH OTHER DAYS BEFORE MAY 5. 2020? " SO FOR THE PURPOSE TO HAVE OUR NEGOTIATIONS CLEAR AND ORDERLY I AM ENTERING YOUR RESPONSE TO IT AS IN TEMPLATE 4 :"I DO NOT WANT TO RESPOND AND I AM WAIVING MY RIGHT AGAINST SELF INCRIMINATION."
YOUR RESPONSE AS I ENTERED: "I DO NOT WANT TO RESPOND TO INQUIRY 9 DATED 28APRIL21 AND I AM WAIVING MY RIGHT AGAINST SELF INCRIMINATION."
SHOULD YOU HAVE ANY COMMENT OR OBJECTION TO YOUR RESPONSE TO INQUIRY 9 AS I RECORDED IT IS EXPECTED TO BE WRITTEN AND SENT TO THE SENDER ANTONIO BUENSUCESO SHOWING VALID EXPLANATION WHY YOU ARE OBJECTING TO IT WITHIN FIFTEEN DAYS AFTER RECEIPT OF THIS EMAIL. OTHERWISE, YOU SHALL BE BARRED FROM WRITING OR FILING OBJECTION TO IT LATER AS IT IS AN ACT OF YOUR OWN UNCONDITIONAL AND IRREVOCABLE VOLITION AND UNDERSTANDING.HAVING THAT SAID MAY I MOST RESPECTFULLY PROCEED WITH INQUIRY 10:
MAY I MOST HUMBLY AND RESPECTFULLY INFORM YOU THAT SINCE MR. GUENIOT HAD BEEN ALMOST SUCCESSFUL IN BRINGING THIS NEGOTIATION TO A HALT AND BRINGING OUR FAMILY RELATIONS TO A BREAK AND LATELY FREELY VOLUNTEERED TO BE EXCUSED FROM THESE DISCUSSIONS, PLEASE ALLOW ME TO START ANEW FROM THE BEGINNING OF THIS CLAIM PROCESS SO THAT POLICE OFFICERS SANTOS AND HER COMPANION AND THE SECRET AGENTS FROM THE FBI INVESTIGATING WHITE COLLAR CRIMES WHO MOST PROBABLY FOLLOWING UP TOGETHER WITH THEM WOULD BE ABLE TO KNOW EVEN DOWN TO THE MICROSCOPIC DETAILS OF THIS CASE.
IN ORDER TO ACHIEVE THIS OBJECTIVE, I WILL BE NEEDING TO BEGIN WITH DATE MAY 6, 2020 AND ITS CONNECTIONS TO APRIL 26, 2020, APRIL 27, 2020 AND MAY 5, 2020 INCIDENTS IN FULL DETAILS.
INQUIRY 10 : IN RELATION TO WHAT FIRST AMERICAN AND STATE FARM DID ON GREG, DO YOU KNOW SY-JOSE MEDINA CLAIMS ADJUSTER FROM FIRST AMERICAN?I AM WONDERING HOW YOU, MR. LIU WERE ABLE TO KNOW WHO WAS THE PLUMBER WORKING ON OUR SLAB LEAK REPAIR. YOU MUST HAVE SPOKEN TO THE FIRST AMERICAN ADJUSTER JOSE SY MEDINA AND HE MIGHT HAD PROVIDED YOU RELEVANT INFORMATION ON WHO THE PLUMBER WAS.
I AM WONDERING HOW YOU, MR. LIU FROM STATE FARM WOULD KNOW WHO IS THE PLUMBER FIRST AMERICAN ASSIGNED TO WORK ON OUR SLAB LEAK PROBLEM IF NOT COMMUNICATING DIRECTLY WITH THE CLAIMS ADJUSTER FROM FIRST AMERICAN WHEN IN THIS SITUATION IS SY-JOSE MEDINA. AT FIRST, SY-JOSE MEDINA MIGHT HAVE PROBABLY INFORMED YOU, GORDON LIU IT WAS ML PLUMBING ( see 6 and 7 ) AND YOU, LIU ADVISED TO REASSIGN IT TO TITOUAH. SY-JOSE MEDINA AGREED TO THE PROPOSAL FROM YOU, MR. LIU FOR THE PURPOSE THE TRIUMVIRATE, FIRST AMERICAN SY-JOSE MEDINA AND STATE FARM LIU AND GUENIOT AND TITOUAH SECRETLY KNEW.
SO YOU, MR. LIU CAN NOT DENY YOU KNEW MR. SY-JOSE MEDINA.
PLEASE TAKE NOTE OF THE FOLLOWING: THIS IS AN EXECUTION OF AN ESTABLISHED PLAN BY THE PROPONENTS OF THE CRIMINAL CONSPIRACY BY THE TRIUMVIRATE FIRST AMERICAN THROUGH MR. SY-JOSE MEDINA, THE PLUMBING CONTRACTOR TITOUAH AND THE STATE FARM THROUGH THE TANDEM GUENIOT AND LIU TO DISCUSS AMONG THEMSELVES HOW TO SWINDLE THEIR VICTIM HOMEOWNER OF THEIR LEGITIMATE INSURANCE BENEFITS. THAT IS THE REASON WHY TITOUAH HABITUALLY REFUSED TO COMMUNICATE WITH THE VICTIM FOR ABOUT THREE (3) DAYS AFTER HIS INSPECTION AS WHAT HE DID ON US AND WITH GREG. HE USED THESE 3-DAY PERIOD AS THE TRIUMVIRATE IS CHOOSING THE BEST OPTION TO APPLY TO EACH PARTICULAR INCIDENT WITH TITOUAH DOING HIS CRIMINAL ACT WITH HELP AND DIRECTIONS FROM FIRST AMERICAN, SY-JOSE MEDINA AND STATE FARM TANDEM GUENIOT AND LIU FOR THE BENEFIT OF TITOUAH'S CLIENTS FIRST AMERICAN AND SY-JOSE MEDINA AND STATE FARM AND TANDEM GUENIOT AND LIU.
SOURCE FROM INQUIRY 4.
INQUIRY 4 : DO YOU KNOW YOUR INFORMANT PLUMBER TITOUAH HAD ANOTHER VICTIM ( see 1 and 4) SOME 4 MONTHS AGO SIMILAR TO WHAT HE DID TO US ON MAY 5, 2020(see 3)?
A GLARING EXPOSITION OF AN ESTABLISHED FACT THAT TITOUAH IS UNDOUBTEDLY DOING HIS ILLICIT TRADE WITH IMPUNITY(see 5) IN CRIMINAL CONSPIRACY WITH TWO (2) INSURERS, A HOME WARRANTY AS IN FIRST AMERICAN AND A HOME INSURANCE AS IN STATE FARM. THE INSURANCE CARRIERS ACTING AS CLIENTS OF HIS CRIMINAL DECEITFUL ENDEAVOR IMPLEMENTING THE SAME MODUS OPERANDI ALL OVER AGAIN LIKE WHAT THEY DID TO US AND PERHAPS TO OTHER GULLIBLE HOMEOWNERS IN THE PAST BEFORE US, AS HOMEOWNERS BEING SINGLE HANDEDLY WITH MEAGER FUNDS, WITH THE ASSISTANCE OF LAWYERS WHO PLEDGED TO BE FIGHTING TOGETHER WITH THEM BUT ACTUALLY ALSO ARE CONSPIRING WITH THESE INSURERS THEN WHEN THE HOMEOWNER STAGED A FIGHT AGAINST TWO GIANT CORPORATIONS WHO HAVE BILLIONS IN RESOURCES WHILE CONSPIRING WITH THE PLUMBER CONTRACTORS, LIKE TITOUAH ARE HELPLESS VICTIMS OF THEIR UNLAWFUL TRIUMVIRATE. THIS IS THE REASON WHY YOU IMPRESSED UPON ME, IN THE PRESENCE OF OUR FAMILY, ON YOUR SITE VISIT ON JUNE 29, 2020 THAT YOU HAD APPEARED IN COURT MULTIPLE TIMES IN BEHALF OF STATE FARM ABOUT SLAB LEAKS AND ALL THE RESULTS HAVE BEEN VERY SUCCESSFUL. THIS FACT IS COLLABORATED WITH ONE PRESENTLY WORKING AS A PUBLIC ADJUSTER WHO HAD A SOLID SEVENTEEN YEARS OF BEING TOGETHER WITH YOUR TEAM AS A CLAIM ADJUSTER BEFORE BEING A PUBLIC ADJUSTER WHO HONESTLY CONFIDED TO ME BEHIND EXTREME CONDITION OF ANONYMITY, DURING THE PERIOD OF SEVENTEEN (17) YEARS WHEN HE BEING CONNECTED WITH STATE FARM, STATE FARM HAD NEVER LOST EVEN A SINGLE CASE ABOUT SLAB LEAKS. HE CANDIDLY TOLD ME HE WOULD NOT BE ABLE TO HELP. IF IT IS AGAINST ANOTHER INSURER THEN HE MIGHT BE ABLE TO HELP. BUT AGAINST STATE FARM, HE SAID, NO IN A SHYFUL ADMISSION.
POLICE INVESTIGATING AGENCY AND/OR THE FBI MAY CONTACT CERTAIN "Greg D ON BBB" WHO MAY BE ABLE TO PROVIDE INFORMATION ABOUT THIS PLUMBER'S UNSCRUPULOUS CONNECTION TO INSURERS IN HOME WARRANTY AND HOME INSURANCE. HE WOULD BE MOST PROBABLY WILLING TO HELP.
YOUR RESPONSE MAYBE, "TEMPLATE 1" OR "TEMPLATE 2" OR TEMPLATE 3" AND IF YOU DID NOT RESPOND, YOU ARE IN CONFORMANCE TO ALLOWING ME TO RECORD YOUR RESPONSE AS IN TEMPLATE 4.
Again,
In my humble opinion consider showing manifestations of your intentions to withdraw from this conspiracy when you still have time. As of today, April 28, 2021 you have not shown any manifestations yet.
It is to my understanding, whether you conform or not, the statute of limitations on "the year suit against us" shall be tolled as of the date of this email, April 28, 2021 based on the continuing violation doctrine. Any objection to my understanding about this issue is expected to be written clearly, formally, and comprehensively, citing credible reasons or explanations in the defense of your objection. Otherwise, my understanding of the "statute of limitations" clause shall be understood by both of us, whether you agree or not, to have prevailed over your contentions.
WE WOULD WANT TO NEGOTIATE THIS DISPUTE WITH STATE FARM IN GOOD FAITH UNTIL ALL ADMINISTRATIVE REMEDIES AVAILABLE HAVE BEEN EXHAUSTED INCLUDING ALL APPLICABLE ALTERNATIVE DISPUTE RESOLUTIONS THE MOST CREATIVE AND INNOVATIVE AND INTELLIGENT MAN CAN THINK OF, DISCOVER AND EXECUTE.
Thank you very much.
Yours faithfully,
Antonio L. Buensuceso Jr.
https://reviews.birdeye.com/all-express-plumbing-148322746631681 Greg Don BBBA swindling and dishonest company. My home warranty contracted All Express plumbing to service my rocking toilet. I contacted All Express plumbing, the day before the plumber was supposed to come, to inform them that the flange was above the tile and that it needed to be cut down and replaced; the receptionist said it would be no problem. A man, who I am not sure was even a real plumber, due to the fact that he was in a nice collared shirt, jeans, and new boots told me that he was covering for the original plumber who was supposed to service my toilet. After telling him what was wrong with my toilet, because the receptionist failed to communicate the issue with him, he told me that he didn't bring any tools with him and that he thought it was just a wax ring that needed to be replaced. After he told me that he could not fix it, he quickly left. I have not since heard from his company, even after leaving a voicemail requesting an update. Come to find out the man from All Express plumbing reported to my home insurance company that the issue was diagnosed and that the toilet was due to faulty installation, and the tile underneath the toilet needed to be cut so that a new flange can be installed... How would he know this if he never looked underneath the toilet? However, if the man had lifted the toilet, he would have seen that the tile was cut wide enough for a new flange to be installed. All express plumbing received a poor grade in my book for lousy service, deceitfulness, and poor moral character.
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SIMILAR IN PATTERN OF EXECUTION OF THEIR SCAM TO DEFRAUD HOMEOWNERS :
FIRST, IS INSPECTION OF THE CLAIM OR PLUMBING PROBLEM.
SECOND, IS 3 OR MORE DAYS OF LULL IN COMMUNICATION TO HOMEOWNERS AND USE OF THIS 3 OR MORE DAYS TO DISCUSS WITH INSURER HOW TO SCAM THEIR VICTIM HOMEOWNER.
THIRD, THEN THE INSURER DENIES LIABILITY TO SHOULDER EXPENSES OR DAMAGES CAUSED BY THE PLUMBING PROBLEM BY USING THE STATEMENTS MADE BY THE PLUMBER THAT THOUGH FALSE, ARE CONSIDERED TO BE TRUE BECAUSE AS A LICENSED PLUMBER HE IS AN EXPERT WITNESS TESTIFYING ON HIS ASSESSMENT OF THE PLUMBING PROBLEM.
AND THIS SCAM THROUGH CONCERTED EFFORTS OF A HOME WARRANTY AND HOME INSURANCE AND PLUMBING CONTRACTOR, A TRIUMVIRATE OF CROOKS IS VERY PRODUCTIVE AND LEAST DETECTABLE, MIGHT HAD BEEN SECRETLY KNOWN TO OTHER INSURANCE COMPANIES OFFERING THE SAME SERVICES AND THEY MIGHT IMITATE THE SAME MODUS OPERANDI DETRIMENTAL TO GULLIBLE HOMEOWNERS LIKE THE 2 OF US.
TO ILLUSTRATE THE SIMILAR PATTERN OF EXECUTION BY PLUMBING CONTRACTOR AND THE INSURERS.
FIRST THE PATTERN OF EXECUTION OF THE SCAM THE TRIUMVIRATE DID ON US.
source document see 6 below titled,
RE : SERVICE REQUEST 3309320422
COMPLAINT AGAINST TITOUAH FILED WITH FIRST AMERICAN .
page 1
From page 1 starting at sentence number 8.
"Finally on April 30th, JOHN Titouah, the plumber and owner of All Express came and did the assessment of the problem. But unfortunately, it took him FOUR DAYS since the day he went to our house to submit a report and get authorization to do the repair despite my frequent calls and follow up. Neither was he answering any of my phone calls/text nor our requests. Mind you, your representative also had a hard time reaching him. Clearly he has not performed well because he has been unprofessional and has intended to make a gain for himself and have caused a great loss to us. He made a false or misleading representation as to the fact regarding the leaking line which he knew was untrue or misleading. He failed to disclose information to us when he is under a legal duty to disclose that information. He hid the leaking point along the hot water line that now becomes clearly visible as the leak deteriorates. He had abused his plumbing license and used it to exert authority over us with regard to determining sources of leak : he told us of leaks which are not visible but hide from us one that is most easily visible.."
SECOND THE SIMILAR PATTERN OF EXECUTION OF THE SCAM THE TRIUMVIRATE DID ON GREG.
After telling him what was wrong with my toilet, because the receptionist failed to communicate the issue with him, he told me that he didn't bring any tools with him and that he thought it was just a wax ring that needed to be replaced. After he told me that he could not fix it, he quickly left. I have not since heard from his company, even after leaving a voicemail requesting an update. Come to find out the man from All Express plumbing reported to my home insurance company that the issue was diagnosed and that the toilet was due to faulty installation, and the tile underneath the toilet needed to be cut so that a new flange can be installed... How would he know this if he never looked underneath the toilet? However, if the man had lifted the toilet, he would have seen that the tile was cut wide enough for a new flange to be installed
NOTICE THE STRIKING SIMILARITY OF THE PATTERN OF THE SCAM THE TRIUMVIRATE EXECUTE THEIR MODUS OPERANDI : Inspection of the plumbing complaint but would not fix the problem. Then followed by 2 or 3 days lull in communication while the triumvirate discussed how to execute the scam using the false report by the plumber. Then, deny the claim on account of the false testimony of the plumber. This scam is productive and least detectable. The victims are helpless. The triumvirate would just do it again and again unless the triumvirate are locked behind bars.
https://reviews.birdeye.com/all-express-plumbing-148322746631681
john lon BBB Rude and argumentative. Did not show up and then when they did they would not repair. Stay Away
https://reviews.birdeye.com/all-express-plumbing-148322746631681
Our claim for secondary damage is denied by STATE FARM INSURANCE on account of a false "no leak but leak under the foundation" scenario composed of statements and video live feed to the person on the other side, whom we do not know who in the first place, conducted by the plumber, JOHN.
We hired the plumber, JOHN, ALL EXPRESS PLUMBING, who FIRST WARRANTY sent to us, whom I trusted to fix our hot water line leak. He excavated the affected area then when the leak seems appearing on the line the plumber appeared to be bothered, (supported by video footage) he instructed his men to open the the kitchen hot water faucet (supported by video footage), the leak disappeared and continued digging but farther away from that leaking point. After digging almost 1.5 square foot of concrete with a depth of 6 inches while the hot water line is devoid of pressure he set his camera took live video of the excavation and informed the man on the other side of the line, whom I did know at that time who he was, that he can not find a leak DESPITE OF DIGGING 10 INCHES OF CONCRETE,(absolute lie), though he just dug 6 inches at the most (supported by video and pictures of actual excavation part) and conclude a statement that the leak is under the foundation. Later, the STATE FARM insurance adjuster talked to us (now we know who was the man on the other side of the line) that based on the plumbers video footage and statements BY JOHN, our claim is not covered because the leak is under the foundation and the following day we receive a denial letter of our claim attached to an e-mail.
Hence our insurance claim was denied on account of fraudulent "NO LEAK BUT LEAK UNDER THE FOUNDATION SCENARIO" video message and statement declaration by my plumber, JOHN, of ALL EXPRESS PLUMBING. DO NOT TRUST THIS GUY. HE'S NOT TRUSTWORTHY.
4https://www.bbb.org/us/ca/escondido/profile/plumber/all-express-plumbing-inc-1126-172002167/customer-reviews
5
READ PREFATORY STATEMENT
ANTE MORTEM COMPLAINT AFFIDAVIT
ANTONIO L. BUENSUCESO
( PLAINTIFF)
AFFIDAVIT
PREFATORY STATEMENT
JOHN TITOUAH, BOLD AND DARING WITH AN ASSUMED CLOUT OF IMPUNITY IN DOING FRAUD, AND AN EVIL INTENT TO ACQUIRE AN EXPECTED HUGE MONETARY GAIN FOR HIMSELF, BUT A RECIPROCAL GREAT FINANCIAL LOSS TO US, WHILE ABUSING THE TRUST AND CONFIDENCE WE BESTOWED UPON HIM, RIGHT HERE AND THERE, ON MAY 5, 2020 DELIBERATELY AND INTENTIONALLY AND TREACHEROUSLY AND FELONIOUSLY COMMITTED AN ACT TANTAMOUNT TO VANDALISM ON OUR PROPERTY BY WAY OF AN ENLARGED EXCAVATION IN EXCESS OF WHAT IS NEEDED TO FIX THE LEAKING HOT WATER VERTICAL PIPE, EMBEDDED IN THE SLAB UTILIZING A HUGE JACKHAMMER THAT DAMAGED HOT AND COLD WATER PIPES IN THE SLAB ADJACENT TO IT, THEN, STAGED A RIGGED, FALSIFIED, UNTRUE AND FRAUDULENT LIVE VIDEO MESSAGE "NO LEAK IN THE SLAB BUT SUSPECTED LEAK UNDER THE FOUNDATION" SCENARIO SHOWING A DRY EXCAVATION MADE OUT OF VANDALISM AND REPORTING THIS RIGGED AND FRAUDULENT PRESENTATION THROUGH HIS CELL PHONE TO THE PERSON/S ON THE OTHER SIDE OF THE PHONE RESULTING TO THE DENIAL OF OUR INSURANCE CLAIM FROM STATE FARM AND AMONG OTHER CONSEQUENTIAL DAMAGES CONNECTED TO IT.
6
page 1 RE : SERVICE REQUEST 3309320422
From page 1 starting at sentence number 8.
"Finally on April 30th, JOHN Titouah, the plumber and owner of All Express came and did the assessment of the problem. But unfortunately, it took him FOUR DAYS since the day he went to our house to submit a report and get authorization to do the repair despite my frequent calls and follow up. Neither was he answering any of my phone calls/text nor our requests. Mind you, your representative also had a hard time reaching him. Clearly he has not performed well because he has been unprofessional and has intended to make a gain for himself and have caused a great loss to us. He made a false or misleading representation as to the fact regarding the leaking line which he knew was untrue or misleading. He failed to disclose information to us when he is under a legal duty to disclose that information. He hid the leaking point along the hot water line that now becomes clearly visible as the leak deteriorates. He had abused his plumbing license and used it to exert authority over us with regard to determining sources of leak : he told us of leaks which are not visible but hide from us one that is most easily visible.."
RE : SERVICE REQUEST 3309320422
COMPLAINT AGAINST TITOUAH FILED WITH FIRST AMERICAN
page 2
page 3
7
I AM WONDERING HOW MR. LIU FROM STATE FARM WOULD KNOW WHO IS THE PLUMBER FIRST AMERICAN ASSIGNED TO WORK ON OUR SLAB LEAK PROBLEM WITHOUT COMMUNICATING DIRECTLY WITH THE CLAIMS ADJUSTER FROM FIRST AMERICAN WHEN IN THIS SITUATION IS SY-JOSE MEDINA. SY-JOSE MEDINA MIGHT HAVE PROBABLY INFORMED GORDON LIU IT WAS ML PLUMBING.
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