Claim Number 55-06c6-44x PROVIDE LIST OF INFORMATION DATED AUGUST 25, 2020 9:16am

AUGUST 25,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 PROVIDE LIST OF INFORMATION Dear Mr. Liu: PLEASE SEE, PAR. 9 DENIAL LETTER dated August 21, 2020  You wrote, " If you have any additional information regarding your claim which has not been previously considered or if you desire any additional explanation regarding this matter, please contact me." COMMENTS : This statement  " If you have any additional information regarding your claim which has not been previously considered...  " means,  you have with you counts of information regarding my claim which you considered and counts of information you did not consider.  Please write to me the total count of information. So, for the sake of clarity on your position, please write to me both, a list of the information you considered and another list of information which you did not consider.  Among the list of information which you did not consider, kindly explain to me why those information did not merit your consideration and we will discuss each one of them in detail.  After which I may know matters to add more explanation to it as well as I may have a chance to add more new information not listed in your list. Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

Claim Number 55-06c6-44x PROVIDE LOUIS E. GUENIOT EMAIL ADDRESS DATED AUGUST 24, 2020

AUGUST 24,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 PROVIDE LOUIS E. GUENIOT EMAIL ADDRESS Dear Mr. Liu: PLEASE SEE, PAR. 7 DENIAL LETTER dated August 21, 2020  You wrote, "If you have questions regarding any part of your claim and would prefer to discuss them with a person other than me, please feel free to contact Louis E. Gueniot, State Farm Insurance Companies®, at 619 241 6726." COMMENTS : PLEASE PROVIDE  Louis E. Gueniot EMAIL ADDRESS. THANK YOU VERY MUCH. Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

Claim Number 55-06c6-44x PUNITIVE ACTION SOUGHT- OFFER OFFEROR HAD NO INTENTION TO FULFILL dated 24aug20

AUGUST 24,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 PUNITIVE ACTION SOUGHT- STATEMENT OF A SERVICE OFFER WHICH THE OFFEROR HAD NO INTENTION TO FULFILL Dear Mr. Liu: PLEASE SEE, PAR. 9 DENIAL LETTER dated August 21, 2020  You wrote, " If you have any additional information regarding your claim which has not been previously considered or if you desire any additional explanation regarding this matter, please contact me." You wrote, specifically, " if you desire any additional explanation regarding this matter, please contact me. " COMMENTS : This statement of a wrongdoing-cheating and misrepresentation habitually, intentionally, and deliberately and fearlessly with impunity expressed in writing continuously in seven times IN SEVEN (7) LETTERS OF DENIALS as in " if you desire any additional explanation regarding this matter, please contact me.  " IS HABITUAL STATEMENT OF A SERVICE  OFFER WHICH THE OFFEROR HAD NO INTENTION TO FULFILL AND BY NOW HAD BEEN ADMITTED BEING REPEATED INTENTIONALLY, DELIBERATELY, FEARLESSLY WITH IMPUNITY STATING THE SAME SERVICE OFFER AGAIN  EXPRESSED IN WRITING, " if you desire any additional explanation regarding this matter, please contact me.  " SHOULD BE STOPPED AND BE METED WITH SEVERE PUNITIVE ACTION TO DETER DECLARANTS FROM DOING THE SAME ACTION IN THE FUTURE. MAY I SHOW BACK TO EXCERPTS FROM EMAIL :   Claim Number 55-06c6-44x STATEMENT OF A SERVICE OFFER WHICH THE OFFEROR HAD NO INTENTION TO FULFILL dated August 18, 2020 PAR. 9 DENIAL LETTER dated August 14, 2020  You wrote, " If you have any additional information regarding your claim which has not been previously considered or if you desire any additional explanation regarding this matter, please contact me." You wrote, specifically, "if you desire any additional explanation regarding this matter, please contact me. " COMMENTS : This statement " if you desire any additional explanation regarding this matter, please contact me.  " had  been written, relayed to us, offered  in the denial letters from May 6, 2020 to August 14, 2020.  But you have habitually failed to translate these words into action as you constantly refused to answer my questions and inquiries as demonstrated by your files of emails from me which you habitually failed or refused to respond. THIS IS TANTAMOUNT TO HABITUAL STATEMENT OF A SERVICE  OFFER WHICH THE OFFEROR HAD NO INTENTION TO FULFILL.  IN OTHER WORD, MISREPRESENTATION OR CHEATING.  Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

Claim Number 55-06c6-44x INDOLENCE MUST BE DESPISED.DEFINE YOUR POLICY DEFENSES NOW DATED AUGUST 24, 2020

AUGUST 24,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 INDOLENCE MUST BE DESPISED. STUDY THIS CLAIM THOROUGHLY AND DEFINE YOUR POLICY DEFENSES NOW NOT LATER Dear Mr. Liu: PLEASE SEE, PAR. 8 DENIAL LETTER dated August 21, 2020  You wrote, " This company does not intend by this letter to waive any policy defenses in addition to those stated above and reserves its right to assert such additional policy defenses at any time. " You wrote, specifically, "This company does not intend by this letter to waive any policy defenses in addition to those stated above " COMMENTS : THESE ARE GESTURES OF DELIBERATE, INTENTIONAL INDOLENCE AND ILL MOTIVATED NEGLIGENCE THAT MUST BE PUNISHED WITH SEVERE PUNITIVE ACTION AND SHOULD NOT BE REWARDED WITH A RESERVATION OF A RIGHT TO ASSERT ADDITIONAL POLICY DEFENSES ANY TIME LATER.  RIGHT NOW OUT OF YOUR DELIBERATE, INTENTIONAL INDOLENCE AND ILL MOTIVATED NEGLIGENCE YOU HAVE NOT IDENTIFIED, WRITTEN, SENT  AND SHOW ANY POLICY DEFENSE AS THESE DEFICIENCIES HAD BEEN PRESENTED TO YOU IN : Claim Number 55-06c6-44x STUDY THIS CLAIM THOROUGHLY AND DEFINE YOUR POLICY DEFENSES  NOW NOT LATER dated August 18, 2020, SPECIFICALLY,   PAR. 8 DENIAL LETTER dated August 14, 2020  You wrote, " This company does not intend by this letter to waive any policy defenses in addition to those stated above and reserves its right to assert such additional policy defenses at any time. " You wrote, specifically, "This company does not intend by this letter to waive any policy defenses in addition to those stated above " COMMENTS : Please read your denial letter dated August 14, 2020  below. There are eight (8) paragraphs containing no policy defense in it. Look closely, this statement " This company does not intend by this letter to waive any policy defenses in addition to those stated above   " is from PAR.8. Then read PAR. 1 to 7 and show me where in those paragraphs I can find your policy defenses. Honestly, I could not find any. I therefore, urge you to re write your denial letters showing clarity and truthfulness in your statements to avoid confusion and cause unnecessary delay in our negotiations. PLEASE STUDY THIS CLAIM DILIGENTLY AND THOROUGHLY  AND DETERMINE ALL PERTINENT POLICY DEFENSES APPLICABLE TO MY CLAIM NOW.  ASSERTING ADDITIONAL POLICY DEFENSES LATER SHOWS THAT YOU HAVE NOT ACTUALLY DILIGENTLY AND  PRUDENTLY AND THOROUGHLY DEVOTED TIME TO STUDY THE CASE WHICH IS REFLECTIVE ON YOUR PART  OF A VIOLATION OF THE IMPLIED COVENANT OF GOOD FAITH AND FAIR DEALING BETWEEN US. Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

Claim Number 55-06c6-44x STATEMENTS MEANT TO CONFUSE DATED AUGUST 24, 2020

AUGUST 24,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 STATEMENTS  MEANT TO CONFUSE TO DERAIL THE NEGOTIATION PROCESS Dear Mr. Liu: PLEASE SEE, PAR. 5 DENIAL LETTER dated August 21, 2020  You wrote, " Your demand that the decision by State Farm to deny this claim be reversed is respectfully declined. Our position as communicated in our letters to you dated May 6, 2020, June 12, 2020, July 13, 2020, July 17, 2020 and July 31, 2020 are unchanged. This claim file remains closed. All conditions previously quoted still apply. " You wrote, specifically, "All conditions previously quoted still apply. " COMMENTS : Please be clear. PLEASE EXPLAIN  CLEARLY ,"All conditions previously quoted still apply." YOU HAVE NOT IDENTIFIED AND EXPLAINED AT LEAST EVEN ONE OF THOSE CONDITIONS PREVIOUSLY QUOTED. I AM CONFUSED ON WHAT  MESSAGE THESE STATEMENTS INTENDED TO BE. AS I SEE IT,  THIS IS A PATTERN  OF MERELY SOWING CONFUSION IN OUR NEGOTIATION SINCE MONTHS AGO AND THEY WERE MERELY PLOYED TO DERAIL THE PROCESS TO THE  LEGITIMATE  APPROVAL OF OUR INSURANCE CLAIM AND AVOID QUESTIONS ON YOUR BUSINESS PARTNERSHIP WITH JOHN TITOUAH WHICH WE BOTH NEED TO CLARIFY.  WITH THAT INFORMATION BEING RELAYED TO YOU AND YOU DELIBERATELY, INTENTIONALLY REFUSED TO RESPOND AND COOPERATE, HENCE, MERIT A SEVERE PUNITIVE RETRIBUTION ON YOUR PART. THIS COMPLAINT HAD BEEN PRESENTED TO YOU AS SHOWN IN NEXT BELOW BUT YOU REFUSED TO EXPLAIN AND COOPERATE AND REMAINED STEADFAST IN INTENTIONAL AND DELIBERATE SOWING OF CONFUSION TO DERAIL THE NEGOTIATION PROCESS. I REPEAT,  YOUR EFFORT ARE INTENTIONAL AND DELIBERATE  AND HABITUAL IN SOWING CONFUSION PURPOSELY TO DERAIL OUR NEGOTIATION SUBJECTING US TO UNNECESSARY DELAY.  NEXT : I AM SHOWING BACK TO YOU PAR. 6 DENIAL LETTER dated August 14, 2020  You wrote, " Your demand that the decision by State Farm to deny this claim be reversed is respectfully declined. Our position as communicated in our letters to you dated May 6, 2020, June 12, 2020, July 13, 2020, July 17, 2020 and July 31, 2020 are unchanged. This claim file remains closed. All conditions previously quoted still apply. " You wrote, specifically, "All conditions previously quoted still apply " COMMENTS : Please be clear.  Please  enumerate all those conditions, define and explain each one of them. I am confused with this statement.  That is why I am commenting please be clear and on what you are writing to avoid confusion. Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

Claim Number 55-06c6-44x CONTINUING POSITION - WHILE WE ARE NEGOTIATING CLAIM FILE SHOULD BE OPEN DATED AUGUST 24, 2020

AUGUST 24,  2020 GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 CONTINUING POSITION - WHILE WE ARE NEGOTIATING CLAIM FILE SHOULD BE OPEN Dear Mr. Liu: PLEASE SEE, PAR. 5 DENIAL LETTER dated August 21, 2020  You wrote, " Our position as communicated in our letters dated May 6, 2020, June 12, 2020, July 13, 2020, July 17, 2020 and July 31, 2020 are unchanged. There are no negotiations as you suggest.This claim has been denied as explained in our letters referenced above and the claim file remains closed. All conditions previously quoted still apply." You wrote, specifically, "There are no negotiations as you suggest.  " "the  claim file remains closed.  " COMMENTS: Please be clear. PLEASE EXPLAIN  CLEARLY ,"There are no negotiations as you suggest. " AND " the  claim file remains closed." I AM CONFUSED ON WHAT  MESSAGE THESE STATEMENTS INTENDED TO BE. THIS IS A PATTERN  OF MERELY SOWING CONFUSION IN OUR NEGOTIATION SINCE MONTHS AGO AND THEY WERE MERELY PLOYED TO DERAIL THE PROCESS TO THE  LEGITIMATE  APPROVAL OF OUR INSURANCE CLAIM AND THEREFORE MERIT A SEVERE PUNITIVE RETRIBUTION ON YOUR PART. THIS COMPLAINT HAD BEEN PRESENTED TO YOU AS SHOWN IN NEXT BUT YOU REMAINED STEADFAST IN INTENTIONAL AND DELIBERATE SOWING OF CONFUSION TO DERAIL THE NEGOTIATION PROCESS. I REPEAT,  YOUR EFFORT ARE INTENTIONAL AND DELIBERATE  AND HABITUAL IN SOWING CONFUSION PURPOSELY TO DERAIL OUR NEGOTIATION SUBJECTING US TO UNNECESSARY DELAY.  NEXT: PAR. 6 DENIAL LETTER dated August 14, 2020  You wrote, " Your demand that the decision by State Farm to deny this claim be reversed is respectfully declined. Our position as communicated in our letters to you dated May 6, 2020, June 12, 2020, July 13, 2020, July 17, 2020 and July 31, 2020 are unchanged. This claim file remains closed. All conditions previously quoted still apply. " You wrote, specifically, "This claim file remains closed.  " COMMENTS : Please be clear.  What claim file remains closed do you mean? We are still in the process of negotiating,  why should the claim file be closed and remain to be closed. "This claim file remains closed. "  discourages will of negotiating parties to promote holistic exchange of views necessary to the success of the negotiation.  That is why I am commenting please be clear and on what you are writing to avoid confusion. Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso