INAPPROPRIATE RESPONSE 55
FIVE ( 5 ) INAPPROPRIATE RESPONSES TO EMAIL:
MAY I MOST HUMBLY AND RESPECTFULLY REQUEST FROM YOU FOR COMPLETE COPIES OF ALL MY INSURANCE CLAIMS COVERING WATER SECONDARY DAMAGES FILED ON JUNE 2020 AND VANDALISM WHICH COVERAGE I DISCOVERED JUST THIS MONTH OF NOVEMBER FROM THE POLICY BOOKLET YOU PROVIDED ME ON NOVEMBER 4, 2020.
DENIALS AND ASSERTIONS NEEDED TO BE
SUBSTANTIATED, OTHERWISE, CRIMINALS MERE
SAYING EMPTY WORDS OF DENIAL AND STATEMENTS
WOULD NEVER BE CONVICTED.
NOTE : MR. GUENIOT, THE ASSISTANCE SOUGHT IS, PLEASE PROVIDE SUBSTANTIVE DENIAL LETTERS NOT NOT RELATED CLAIM FILE DOCUMENTS,
TO WIT:
1. DENIAL LETTERS PERTAINING TO SECONDARY DAMAGES CLAIM DUE TO LEAKING HOT WATER PIPE ENCASED IN THE CONCRETE SLAB
2. DENIAL LETTER FOR DAMAGES CLAIM ON VANDALISM COMMITTED BY TITOUAH
FAILURE TO PROVIDE WRITTEN A CLEAR SUBSTANTIVE DENIAL DOCUMENTS CORRESPONDING TO THEM ARE CLEAR VIOLATIONS OF SECTION 2695.5.
Section 2695.5. Duties upon Receipt of Communications(b) Upon receiving any communication from a claimant, regarding a claim, that reasonably suggests that a response is expected, every licensee shall immediately, but in no event more than fifteen (15) calendar days after receipt of that communication, furnish the claimant with a complete response based on the facts as then known by the licensee. This subsection shall not apply to require communication with a claimant subsequent to receipt by the licensee of a notice of legal action by that claimant.
1. INAPPROPRIATE RESPONSE 55-1
Dear Mr. Buensuceso, I’m writing to acknowledge receipt of the email below along with another email from you since my last response to you on November 17, 2020. On August 26, 2020, a copy of claim-related documents for claim 55-06X6-44X was provided to you. A second copy is attached per your request. A copy of claim-related documents received after that date will be provided in other email responses due to the size of the documents. This is one of five emails. This claim file remains closed. Our position as communicated in our letters and responsive emails are unchanged. All conditions previously quoted still apply. Your emails contain allegations of misconduct. All such contentions are denied. You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law. We reserve all rights under the policy and the law. Sincerely, Louis Louis E Gueniot III Claim Team Manager State Farm General Insurance Company
WITH 1 attachment with 89 attachments of mere email
communications no substantive denial letter.
DELIBERATE INTENTION TO SOW CONFUSION
2. INAPPROPRIATE RESPONSE 55-2
Dear Mr. Buensuceso, In response to your email below, attached please find a copy of claim-related documents received after August 26, 2020 per your request. This is two of five email responses due to the size of documents. This claim file remains closed. Our position as communicated in our letters and responsive emails are unchanged. All conditions previously quoted still apply. Your emails contain allegations of misconduct. All such contentions are denied. You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law. We reserve all rights under the policy and the law. Sincerely, Louis Louis E Gueniot III Claim Team Manager State Farm General Insurance Company
WITH 109 attachments of mere email communications no substantive denial letter
DELIBERATE INTENTION TO SOW CONFUSION
3. INAPPROPRIATE RESPONSE 55-3
Dear Mr. Buensuceso, In response to your email below, attached please find a copy of claim-related documents received after August 26, 2020 per your request. This is three of five email responses due to the size of documents. This claim file remains closed. Our position as communicated in our letters and responsive emails are unchanged. All conditions previously quoted still apply. Your emails contain allegations of misconduct. All such contentions are denied. You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law. We reserve all rights under the policy and the law. Sincerely, Louis Louis E Gueniot III Claim Team Manager State Farm General Insurance Company
WITH 81 attachments of mere email communications no substantive denial letter.
DELIBERATE INTENTION TO SOW CONFUSION
4. INAPPROPRIATE RESPONSE 55-4
Dear Mr. Buensuceso, In response to your email below, attached please find a copy of claim-related documents received after August 26, 2020 per your request. This is four of five email responses due to the size of documents. This claim file remains closed. Our position as communicated in our letters and responsive emails are unchanged. All conditions previously quoted still apply. Your emails contain allegations of misconduct. All such contentions are denied. You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law. We reserve all rights under the policy and the law. Sincerely, Louis Louis E Gueniot III Claim Team Manager State Farm General Insurance Company
WITH 87 attachments of mere email communications no substantive denial letter
5. INAPPROPRIATE RESPONSE 55-5
Dear Mr. Buensuceso, In response to your email below, attached please find a copy of claim-related documents received after August 26, 2020 per your request. This is five of five email responses due to the size of documents. This claim file remains closed. Our position as communicated in our letters and responsive emails are unchanged. All conditions previously quoted still apply. Your emails contain allegations of misconduct. All such contentions are denied. You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law. We reserve all rights under the policy and the law. Sincerely, Louis Louis E Gueniot III Claim Team Manager State Farm General Insurance Company
WITH 101 attachments of mere email communications no substantive denial letter
DELIBERATE INTENTION TO SOW CONFUSION
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