Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 10 DATED 15OCT20 10:59AM

OCTOBER 15,  2020 LOUIS E. GUENIOT TEAM MANAGER GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 10   WOULD YOU LIKE, though SIX (6) MONTHS LATE, TO FOLLOW THE MANDATE OF § 2695.5. Duties  upon Receipt of Communications  Section 2695.5 (e) (2) ? Dear Mr. GUENIOT: MAY I MOST RESPECTFULLY REFER YOU TO THE REGULATIONS  Article 1. Fair Claims Settlement Practices Regulations 10 CCR § 2695.5 § 2695.5. Duties upon Receipt of Communications. Section 2695.5 (e) (2) (e) Upon receiving notice of claim, every insurer shall immediately, but in no event more than fifteen (15) calendar days later, do the following unless the notice of claim received is a notice of legal action: (2) provide to the claimant necessary forms, instructions and reasonable assistance including but not limited to, specifying the information the claimant must provide for proof of claim. MR. GUENIOT, SPECIFY THE INFORMATION CLAIMANT NEEDED TO PROVIDE § 2695.5. Duties upon Receipt of Communications. Section 2695.5 (e) (2) MANDATES THAT, YOU MR. GUENIOT, UPON RECEIVING NOTICE OF CLAIM, EVERY INSURER, YOU MR. GUENIOT, SHALL IMMEDIATELY, BUT IN NO EVENT MORE THAN FIFTEEN (15) CALENDAR DAYS LATER, DO THE FOLLOWING UNLESS THE NOTICE OF CLAIM OF CLAIM RECEIVED IS A NOTICE OF LEGAL ACTION: (2) PROVIDE TO THE CLAIMANT, ME, NECESSARY FORMS, INSTRUCTIONS AND REASONABLE ASSISTANCE INCLUDING BUT NOT LIMITED TO, specifying the information  the claimant, me, must provide for proof of claim. QUERY 10   WOULD YOU LIKE, though SIX (6) MONTHS LATE, TO FOLLOW THE MANDATE OF § 2695.5. Duties  upon Receipt of Communications  Section 2695.5 (e) (2) ? Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email. PLEASE RESTRICT ISSUES AND ANSWERS WITHIN THE CONTEXT OF THE SUBJECT MATTER TO AVOID INAPPROPRIATENESS. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 47 DATED 15OCT20 10:07AM

OCTOBER 15,  2020 LOUIS E. GUENIOT TEAM MANAGER GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 STATE FARM INAPPROPRIATE RESPONSE 47 15OCT20 7:47AM INAPPROPRIATE RESPONSE 47 REPEATED MISCONDUCTS FROM INAPPROPRIATE RESPONSES MULTIPLE MISCONDUCTS  1 TO 8 AND 9/10/11/12/13 AND 14 AND 15/16/17/18/19/20/21/22/23/24/25/26/27/28/29/30/31/32/33/34/35/36 AND 37/38/39/40/41/42/43/44/45/46 BEING NOT DISPUTED, OBJECTED AND HABITUALLY REPEATED WITH IMPUNITY.  HENCE, PROVEN TO BE INTENTIONAL, DELIBERATE, MALICIOUS, WILLFUL, WANTON, OPPRESSIVE AND OUTRAGEOUS AND BEYOND REASONABLE DOUBT Dear Messrs Gueniot and Liu: PLEASE SEE, As Mr. Gueniot responded to email as shown next: Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 9 DATED 15OCT20 12:29AM THIS SHOWS: EVIDENCE OF 47TH RECORDED MISCONDUCT, PROOF BEYOND REASONABLE DOUBT OF, REPEATED HABITUALLY, INTENTIONALLY,  DELIBERATELY. MISCONDUCT RESPONDING TO EMAILS SUBJECT OUTSIDE OF THE SUBJECT UNDER DISCUSSION AND/OR RESPONDING TO EMAILS NOT ADDRESSED TO HIM TO RESPOND AND/OR RESPONDING TO SEVERAL EMAILS ONCE LEAVING OTHER EMAILS NOT RESPONDED. HE HAD SHOWN A TOTAL OF FORTY-SEVEN (47) RECORDED INAPPROPRIATE RESPONSES AND/OR MISCONDUCTS TO SOW CONFUSION AND INTENTIONALLY AND DELIBERATELY DERAIL AND DELAY THE PROCEEDINGS. HOWEVER, AGAIN, HIS  INAPPROPRIATE RESPONSE 46TH IS WORTHLESS  SIMPLY BECAUSE THE CONTENTS ARE NOT RELATED TO THE QUESTION POSTED FOR HIM TO ADDRESS AND/OR OUTSIDE OF THE SUBJECT MATTER OF THE DISCUSSION AND/OR PROFESSIONALLY DISRESPECTFUL RESPONSE. YOUR ACTIONS, MR. GUENIOT TEND TO SHOW  THAT YOU MIGHT BE THE REAL MASTERMIND OF  TITOUAH'S CRIMES. SO, MR. GUENIOT, AGAIN, MAY I REQUEST FOR YOUR KIND UNDERSTANDING. WE NEED TO HAVE OUR NEGOTIATION ORGANIZED AND RECORDS CLEAR,  SO THAT WE MAY AVOID CONFUSION. OBVIOUSLY, IT APPEARS THAT YOU WANTED MUCH EAGERLY TO CLOSE THE NEGOTIATION AND THE INVESTIGATION PROCESS. HOWEVER, YOUR EFFORTS ARE IN VAIN AS I SEE YOUR INAPPROPRIATE RESPONSES NOW ARE WANING TO ONLY FEW OR THREE (3) WEAK,  SENILE AND FEEBLE PARAGRAPHS  AND THUS, SIMPLY THIS FACT LEAD ME TO THINK YOU REALLY JUST WANTED TO AVOID QUESTIONS, WHICH ANSWERS OR NO ANSWER FROM YOU TEND TO SPILL THE BEANS OF MOST PROBABLY TITOUAH AND YOUR CRIMES IN PARTNERSHIP WITH HIM SIMPLY BY READING THE QUERIES SPECIALLY CRAFTED FOR YOU, WITH OR WITHOUT YOUR ANSWERS. SO PLEASE MR. GUENIOT, KINDLY READ VERY CONSCIENTIOUSLY. DO NOT WORRY, I HAVE PREPARED SOME 100 EASY QUESTIONS ESPECIALLY CRAFTED FOR YOU, I PROMISE, I WILL GIVE YOU THE HONORS TO INTELLIGENTLY AND HONESTLY ANSWER THOSE QUESTIONS OR IF YOU WISHED TO BE SILENT, I RESPECT YOUR CHOICE, IT IS YOUR RIGHT. HOWEVER, CRIMINALS NO MATTER HOW THEY TRIED TO KEEP SILENT ARE CONVICTED THROUGH THEIR ACTS AND OMISSIONS AND CONVINCING FACTUAL AND CIRCUMSTANTIAL EVIDENCES. Please acknowledge receipt of this e-mail. THIS EMAIL RESPONSE IS INTENDED FOR YOUR  COLLECTION OF NEW INFORMATION ON INAPPROPRIATE RESPONSES WHICH TO MY TALLY RIGHT NOW ROSE TO 47.  IN OTHER WORDS,  FORTY-SEVEN (47) COUNTS OF STATE FARM RECORDED MISCONDUCTS. THOSE UNRECORDED MISCONDUCTS, I AM STILL COLLECTING THEM AND I PROMISE I WILL ADD THEM TO THE LIST WHICH INFORMATION YOU MAY STILL WANTED TO KNOW. PLEASE RESTRICT ISSUES WITHIN THE CONTEXT OF THE SUBJECT MATTER TO AVOID INAPPROPRIATENESS AND CONFUSION. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

STATE FARM INAPPROPRIATE RESPONSE 47 15OCT20 7:47AM

INAPPROPRIATE RESPONSE 47 RESPONSE TO EMAIL: Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 9 DATED 15OCT20 12:29AM DENIALS AND ASSERTIONS NEEDED TO BE  SUBSTANTIATED, OTHERWISE, CRIMINALS MERE  SAYING EMPTY WORDS OF DENIAL AND STATEMENTS  WOULD NEVER BE CONVICTED. NOTE : INAPPROPRIATE RE, MR. GUENIOT  AS USUAL, A LAZY RESPONSE RESPONDING ONCE TO MULTIPLE EMAILS WITH DIFFERENT SUBJECT MATTERS AND DISCUSSING ISSUES OUT OF THE SUBJECT BEING RESPONDED TO, A DELIBERATE AND WILLFUL VIOLATION OF SECTION 2695.5(b). Section 2695.5. Duties upon Receipt of Communications (b) Upon receiving any communication from a claimant, regarding a claim, that reasonably suggests that a response is expected, every licensee shall immediately, but in no event more than fifteen (15) calendar days after receipt of that communication, furnish the claimant with a complete response based on the facts as then known by the licensee. This subsection shall not apply to require communication with a claimant subsequent to receipt by the licensee of a notice of legal action by that claimant. CLEARER READING BELOW OF THE EMAIL SCREENSHOT ABOVE: Dear Mr. Buensuceso,   I’m writing to acknowledge receipt of the email below along with other emails from you since my last response to you on October 13, 2020.   Please refer to our previous correspondence and email communications.  This claim file remains closed.  All conditions previously quoted still apply.   We previously communicated to you that State Farm will no longer respond to your emails which do not provide any new information for us to evaluate on this claim. You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law.    We have provided a reasonable explanation for the basis of the denial of the claim based on the policy language.  This claim has been denied as explained in our letters and responsive emails and the file remains closed.   As we have previously communicated to you, we are required by California Insurance Regulations, Section 2695.7(b)(3), to advise you that if you believe this claim, or any part of this claim, has been wrongfully denied or rejected, you may have the matter reviewed by the California Department of Insurance, Claim Service Bureau, 300 South Spring Street, Los Angeles, California 90013, telephone 800 927 4357.   Your emails contain allegations of misconduct. All such contentions are denied. You should not interpret our silence as any agreement with you, or any waiver of our rights under the policy or law.  We reserve all rights under the policy and the law.    Sincerely,   Louis     Louis E Gueniot III Claim Team Manager State Farm General Insurance Company

Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 9 DATED 15OCT20 12:29AM

OCTOBER 15,  2020 LOUIS E. GUENIOT TEAM MANAGER GORDON LIU CLAIM SPECIALIST STATE FARM HOME INSURANCE RE: Claim Number 55-06c6-44x        Policy Number 77-C3-B499-7 DATE OF LOSS: April 26, 2020 CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 9   WOULD YOU LIKE  TO COUNT YOUR VIOLATION OF 10 CCR § 2695.5 AND ADD SOME MORE? Dear Mr. GUENIOT: MAY I MOST RESPECTFULLY REFER YOU TO THE REGULATIONS  10 CA ADC § 2695.5 BARCLAYS OFFICIAL CALIFORNIA CODE OF REGULATIONS Barclays Official California Code of Regulations  Title 10. Investment Chapter 5. Insurance Commissioner Subchapter 7.5. Unfair or Deceptive Acts or Practices in the Business of Insurance Article 1. Fair Claims Settlement Practices Regulations 10 CCR § 2695.5 § 2695.5. Duties upon Receipt of Communications. (b) Upon receiving any communication from a claimant, regarding a claim, that reasonably suggests that a response is expected, every licensee shall immediately, but in no event more than fifteen (15) calendar days after receipt of that communication, furnish the claimant with a complete response based on the facts as then known by the licensee. This subsection shall not apply to require communication with a claimant subsequent to receipt by the licensee of a notice of legal action by that claimant. § 2695.5. MANDATES THAT, MR. GUENIOT, UPON RECEIVING ANY COMMUNICATION FROM ME THAT REASONABLY SUGGESTS THAT A RESPONSE IS EXPECTED, EVERY LICENSEE, MEANING YOU, MR. GUENIOT SHALL IMMEDIATELY, BUT IN NO EVENT MORE THAN FIFTEEN (15) CALENDAR DAYS AFTER RECEIPT OF THAT COMMUNICATION, FURNISH THE CLAIMANT, ME, WITH A COMPLETE RESPONSE BASED ON THE FACTS AS THEN KNOWN BY THE LICENSEE, YOU MR. GUENIOT. AGAIN, YOU, MR. GUENIOT SHALL FURNISH ME WITH COMPLETE RESPONSE, MEANING NOT INAPPROPRIATE RESPONSE NOR MERELY ACKNOWLEDGING IT. MOREOVER, AS MY EMAIL COMMUNICATIONS SUGGEST THAT RESPONSES ARE EXPECTED. HENCE, FOR EVERY EMAIL FROM ME DESERVES ONE COMPLETE EMAIL RESPONSE FROM YOU. LAST SEPTEMBER 2020 ALONE WE HAVE NINETY-SEVEN (97) EMAIL COMMUNICATIONS WHERE I GOT NO COMPLETE EMAIL RESPONSE FROM YOU BUT ONLY THIRTY-THREE (33) INAPPROPRIATE RESPONSES.    QUERY 9   WOULD YOU LIKE  TO COUNT YOUR VIOLATION OF 10 CCR § 2695.5 AND ADD SOME MORE? Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email. PLEASE RESTRICT ISSUES AND ANSWERS WITHIN THE CONTEXT OF THE SUBJECT MATTER TO AVOID INAPPROPRIATENESS. Please be reminded that your DENIAL LETTER DATED MAY 6, 2020 was prepared, relayed to us, sent and read by us in just a few minutes. Thank you very much. Yours faithfully, Antonio L. Buensuceso

808TH PERSUASIVE APPEAL_15 OCT19_TO THE SCP JUSTICIDES_ WELL SECURED RETIREMENT HOME FOR ALBAYALDE?

1 CERTIFICATE OF SEPARATION FROM LAST EMPLOYER COMPLAINT 2.  MY QUEST FOR SWINDLED  RETIREMENT PAY BY SHELL SWINDLING ITO, SYNDICATED ESTAFA HOT PURSUIT DUTY OF LAW ENFORCEMENT ENTITIES 953counts SEE BELOW FOR THE 953RD   TIME THE REITERATION OF DEMAND PAYMENT OF RETIREMENT PAY WHICH SHELL REFUSED TO HONOR IN THE PRESENCE AND DEEMED APPROVAL OF THE HONORABLE MAGISTRATES OF THE SUPREME COURT OF THE PHILIPPINES GEUS_15MAR16_66th FOLLOW UP_REITERATION OF DEMAND  PAYMENT OF RETIREMENT PAY Dishonest scales are an abomination to the Lord, but a just weight is His delight... Proverbs Chapter 11  v. 1 Retirement Pay Law circumvented by Shell subject to penal provision provided for by Article 288 of the Labor Code of the Philippines.