Claim Number 55-06c6-44xINQUIRY 13 : DID YOU KNOW SY-JOSE MEDINA CLAIMS ADJUSTER FROM FIRST AMERICAN REFUSED TO INVESTIGATE TITOUAH ON ALLEGATIONS OF FRAUD AND VANDALISM SIMILAR TO WHAT GUENIOT AND YOU DID ON ME, LIKE WHAT FIRST AMERICAN AND STATE FARM DID ON GREG?
RE: Claim Number 55-06C6-44X Policy Number 77-C3-B499-7 Date of Loss : April 26, 2020 DID YOU KNOW SY-JOSE MEDINA CLAIMS ADJUSTER OF FIRST AMERICAN REFUSED TO INVESTIGATE TITOUAH ON ALLEGATIONS OF FRAUD AND VANDALISM SIMILAR TO WHAT GUENIOT AND YOU DID ON ME, LIKE WHAT FIRST AMERICAN AND STATE FARM DID ON GREG?SEE BELOW "NOTA BENE" NOTICE
Dear Mr. Liu,
|
STATE FARM HOME INSURANCE
SIMILAR IN PATTERN OF EXECUTION OF THEIR SCAM TO DEFRAUD HOMEOWNERS :
FIRST, IS INSPECTION OF THE CLAIM OR PLUMBING PROBLEM.
SECOND, IS 3 OR MORE DAYS OF LULL IN COMMUNICATION TO HOMEOWNERS AND USE OF THIS 3 OR MORE DAYS TO DISCUSS WITH INSURER HOW TO SCAM THEIR VICTIM HOMEOWNER.
THIRD, THEN THE INSURER DENIES LIABILITY TO SHOULDER EXPENSES OR DAMAGES CAUSED BY THE PLUMBING PROBLEM BY USING THE STATEMENTS MADE BY THE PLUMBER THAT THOUGH FALSE, ARE CONSIDERED TO BE TRUE BECAUSE AS A LICENSED PLUMBER HE IS AN EXPERT WITNESS TESTIFYING ON HIS ASSESSMENT OF THE PLUMBING PROBLEM.
AND THIS SCAM THROUGH CONCERTED EFFORTS OF A HOME WARRANTY AND HOME INSURANCE AND PLUMBING CONTRACTOR, A TRIUMVIRATE OF CROOKS IS VERY PRODUCTIVE AND LEAST DETECTABLE, MIGHT HAD BEEN SECRETLY KNOWN TO OTHER INSURANCE COMPANIES OFFERING THE SAME SERVICES AND THEY MIGHT IMITATE THE SAME MODUS OPERANDI DETRIMENTAL TO GULLIBLE HOMEOWNERS LIKE THE 2 OF US.
TO ILLUSTRATE THE SIMILAR PATTERN OF EXECUTION BY PLUMBING CONTRACTOR AND THE INSURERS.
FIRST THE PATTERN OF EXECUTION OF THE SCAM THE TRIUMVIRATE DID ON US.
source document see 6 below titled,
RE : SERVICE REQUEST 3309320422
COMPLAINT AGAINST TITOUAH FILED WITH FIRST AMERICAN .
page 1
From page 1 starting at sentence number 8.
SECOND THE SIMILAR PATTERN OF EXECUTION OF THE SCAM THE TRIUMVIRATE DID ON GREG.
After telling him what was wrong with my toilet, because the receptionist failed to communicate the issue with him, he told me that he didn't bring any tools with him and that he thought it was just a wax ring that needed to be replaced. After he told me that he could not fix it, he quickly left. I have not since heard from his company, even after leaving a voicemail requesting an update. Come to find out the man from All Express plumbing reported to my home insurance company that the issue was diagnosed and that the toilet was due to faulty installation, and the tile underneath the toilet needed to be cut so that a new flange can be installed... How would he know this if he never looked underneath the toilet? However, if the man had lifted the toilet, he would have seen that the tile was cut wide enough for a new flange to be installed
NOTICE THE STRIKING SIMILARITY OF THE PATTERN OF THE SCAM THE TRIUMVIRATE EXECUTE THEIR MODUS OPERANDI : Inspection of the plumbing complaint but would not fix the problem. Then followed by 2 or 3 days lull in communication while the triumvirate discussed how to execute the scam using the false report by the plumber. Then, deny the claim on account of the false testimony of the plumber. This scam is productive and least detectable. The victims are helpless. The triumvirate would just do it again and again unless the triumvirate are locked behind bars.
https://reviews.birdeye.com/all-express-plumbing-148322746631681
john lon BBB 6 months ago
Rude and argumentative. Did not show up and then when they did they would not repair. Stay Away
https://reviews.birdeye.com/all-express-plumbing-148322746631681
Antonio B.on BirdEye
a year ago
Our claim for secondary damage is denied by STATE FARM INSURANCE on account of a false "no leak but leak under the foundation" scenario composed of statements and video live feed to the person on the other side, whom we do not know who in the first place, conducted by the plumber, JOHN.
We hired the plumber, JOHN, ALL EXPRESS PLUMBING, who FIRST WARRANTY sent to us, whom I trusted to fix our hot water line leak. He excavated the affected area then when the leak seems appearing on the line the plumber appeared to be bothered, (supported by video footage) he instructed his men to open the the kitchen hot water faucet (supported by video footage), the leak disappeared and continued digging but farther away from that leaking point. After digging almost 1.5 square foot of concrete with a depth of 6 inches while the hot water line is devoid of pressure he set his camera took live video of the excavation and informed the man on the other side of the line, whom I did know at that time who he was, that he can not find a leak DESPITE OF DIGGING 10 INCHES OF CONCRETE,(absolute lie), though he just dug 6 inches at the most (supported by video and pictures of actual excavation part) and conclude a statement that the leak is under the foundation. Later, the STATE FARM insurance adjuster talked to us (now we know who was the man on the other side of the line) that based on the plumbers video footage and statements BY JOHN, our claim is not covered because the leak is under the foundation and the following day we receive a denial letter of our claim attached to an e-mail.
Hence our insurance claim was denied on account of fraudulent "NO LEAK BUT LEAK UNDER THE FOUNDATION SCENARIO" video message and statement declaration by my plumber, JOHN, of ALL EXPRESS PLUMBING. DO NOT TRUST THIS GUY. HE'S NOT TRUSTWORTHY.
We hired the plumber, JOHN, ALL EXPRESS PLUMBING, who FIRST WARRANTY sent to us, whom I trusted to fix our hot water line leak. He excavated the affected area then when the leak seems appearing on the line the plumber appeared to be bothered, (supported by video footage) he instructed his men to open the the kitchen hot water faucet (supported by video footage), the leak disappeared and continued digging but farther away from that leaking point. After digging almost 1.5 square foot of concrete with a depth of 6 inches while the hot water line is devoid of pressure he set his camera took live video of the excavation and informed the man on the other side of the line, whom I did know at that time who he was, that he can not find a leak DESPITE OF DIGGING 10 INCHES OF CONCRETE,(absolute lie), though he just dug 6 inches at the most (supported by video and pictures of actual excavation part) and conclude a statement that the leak is under the foundation. Later, the STATE FARM insurance adjuster talked to us (now we know who was the man on the other side of the line) that based on the plumbers video footage and statements BY JOHN, our claim is not covered because the leak is under the foundation and the following day we receive a denial letter of our claim attached to an e-mail.
Hence our insurance claim was denied on account of fraudulent "NO LEAK BUT LEAK UNDER THE FOUNDATION SCENARIO" video message and statement declaration by my plumber, JOHN, of ALL EXPRESS PLUMBING. DO NOT TRUST THIS GUY. HE'S NOT TRUSTWORTHY.
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https://www.bbb.org/us/ca/escondido/profile/plumber/all-express-plumbing-inc-1126-172002167/customer-reviews
5
READ PREFATORY STATEMENT
ANTE MORTEM COMPLAINT AFFIDAVIT
ANTONIO L. BUENSUCESO
( PLAINTIFF)
-VS-
JOHN TITOUAH
( DEFENDANT )
AFFIDAVIT
PREFATORY STATEMENT
PREFATORY STATEMENT
JOHN TITOUAH, BOLD AND DARING WITH AN ASSUMED CLOUT OF IMPUNITY IN DOING FRAUD, AND AN EVIL INTENT TO ACQUIRE AN EXPECTED HUGE MONETARY GAIN FOR HIMSELF, BUT A RECIPROCAL GREAT FINANCIAL LOSS TO US, WHILE ABUSING THE TRUST AND CONFIDENCE WE BESTOWED UPON HIM, RIGHT HERE AND THERE, ON MAY 5, 2020 DELIBERATELY AND INTENTIONALLY AND TREACHEROUSLY AND FELONIOUSLY COMMITTED AN ACT TANTAMOUNT TO VANDALISM ON OUR PROPERTY BY WAY OF AN ENLARGED EXCAVATION IN EXCESS OF WHAT IS NEEDED TO FIX THE LEAKING HOT WATER VERTICAL PIPE, EMBEDDED IN THE SLAB UTILIZING A HUGE JACKHAMMER THAT DAMAGED HOT AND COLD WATER PIPES IN THE SLAB ADJACENT TO IT, THEN, STAGED A RIGGED, FALSIFIED, UNTRUE AND FRAUDULENT LIVE VIDEO MESSAGE "NO LEAK IN THE SLAB BUT SUSPECTED LEAK UNDER THE FOUNDATION" SCENARIO SHOWING A DRY EXCAVATION MADE OUT OF VANDALISM AND REPORTING THIS RIGGED AND FRAUDULENT PRESENTATION THROUGH HIS CELL PHONE TO THE PERSON/S ON THE OTHER SIDE OF THE PHONE RESULTING TO THE DENIAL OF OUR INSURANCE CLAIM FROM STATE FARM AND AMONG OTHER CONSEQUENTIAL DAMAGES CONNECTED TO IT.
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page 1 RE : SERVICE REQUEST 3309320422
From page 1 starting at sentence number 8.
RE : SERVICE REQUEST 3309320422
COMPLAINT AGAINST TITOUAH FILED WITH FIRST AMERICAN
page 2
page 3
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I AM WONDERING HOW MR. LIU FROM STATE FARM WOULD KNOW WHO IS THE PLUMBER FIRST AMERICAN ASSIGNED TO WORK ON OUR SLAB LEAK PROBLEM WITHOUT COMMUNICATING DIRECTLY WITH THE CLAIMS ADJUSTER FROM FIRST AMERICAN WHEN IN THIS SITUATION IS SY-JOSE MEDINA. SY-JOSE MEDINA MIGHT HAVE PROBABLY INFORMED GORDON LIU IT WAS ML PLUMBING. NOTICE THAT LEAK DETECTION IS ONE AMONG SERVICES OFFERED BY ML PLUMBING. IF IT IS TRUE THAT ML PLUMBING IS NOT DOING LEAK DETECTION THEN, SY-JOSE MEDINA SHOULD HAVE INITIATED A COMPLAINT AGAINST ML PLUMBING FOR FALSE ADVERTISEMENT BUT THERE IS NO RECORD OF EXISTENCE OF SUCH COMPLAINT.
8
ON JUNE 29, 2020 FIRST AMERICAN PRESUMED TO BE SY-JOSE MEDINA THROUGH A MESSAGE THIRD SENTENCE SAID, " The contractor advised that slab leak detection was needed and that they do not do that type of work. " THIS ALIBI OF SY-JOSE MEDINA WHICH HE SAID WAS ACCORDING TO OF ML PLUMBING HAD NO LEGS TO STAND ON. THE VAN OF ML PLUMBING DISPLAYS THE REAL TRUTH OF THE MATTER. ML PLUMBING DOES LEAK DETECTION WORK. SY-JOSE MEDINA IS LYING. THE EVENT, REASSIGNMENT OF PLUMBING WORK TO TITOUAH, HAPPENED IN APRIL 27, 2020 AND IT TOOK SY-JOSE MEDINA TWO MONTHS BEFORE HE WAS ABLE TO WRITE TO US HIS ALIBI THOUGH HE SHOULD HAVE TOLD US HIS ALIBI IN A COUPLE OF DAYS PAST APRIL 27, 2020. THE MESSAGE IS INTENTIONALLY DONE BELATEDLY FOR TWO (2) MONTHS TO AVOID THEIR PLAN OF SCAMMING US BEING BUNGLED BY A CHALLENGE AS TO THE VERACITY OF HIS ALIBI.
THIS MESSAGE IS COLLABORATED BY FACT THAT MY DAUGHTER IS INFORMED BY SY-JOSE MEDINA THAT ML PLUMBING DOES NOT DO LEAK DETECTION WORK.
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