NAV

STATE FARM HOME INSURANCE

SHOWING THE DEDUCTION HOW THE BUSINESS PARTNERSHIP BETWEEN TITOUAH, MR. LIU AND MR. GUENIOT IS PROVEN AND FIRMLY ESTABLISHED :
HENCE , CRIMES BY TITOUAH ARE CRIMES BY STATE FARM, GUENIOT AND LIU.

H. 

NOTE:  (For the criminal attorney)


I. 

STATE FARM AND US RECORD OF NEGOTIATIONS 

note: serial numbers in red is a communication from STATE FARM


001  STATE FARM HOME INSURANCE FIRST DENIAL LETTER DATED MAY 6,         2020 

         Instant letter of denial a day after the fraudulent video presentation and statements by          plumber John Titouah on May 5, 2020, sent by State Farm claims specialist Gordon  Liu attached to an email.              

002  LETTER E-MAIL TO STATE FARM INSURANCE ADJUSTER GORDON LIU         DATED MAY 29, 2020

         In a sort of a motion for reconsideration, we informed Gordon Liu that:

       1. State Farm have denied the claim on account of the video presentation               and statements by plumber John Titouah to the effect that there is no leak in the slab but a suspected leak under the foundation. That is false and absolutely fraudulent. Then we showed supporting facts of Titouah's fraudulent acts.                                                 

        2. I have reported this to the Mira Mesa Neighborhood Watch officer     Christina Santos and to the local San Diego FBI in charge of internet fraud and white collar crimes.                              



001  GORDON LIU : REQUEST FOR AN UPDATE JUNE 15, 2020

        Sent an email requesting for an update or comments to the email letter dated         May 29, 2020, aimed to know whether Gordon Liu would reverse the denial             decision on our claim.

002  STATE FARM RESPONSE DATED JUNE 15, 2020

        Gordon Liu said he had sent me a letter of denial the second time around               dated June 12, 2020 and sent through postal mail.

003   STATE FARM SECOND DENIAL LETTER  DATED JUNE 12, 2020

        This is a two-page letter of denial and was written on June 12, 2020,                        postmarked June 16, 2020 and received by us on June 20, 2020. That is 8 long agonizing days.           
          Here I pleaded for a letter be attached to an email so that I can read it immediately  after he has written the letter and second I sent him an invitation to come to the site where the event actually happened and see our side of the story.

        Email depicting bad faith manifestation on part of Gordon Liu/State Farm
        NOTE: 1. element for Bad Faith Manifestation by Gordon Liu/State Farm.
        Email inviting Gordon Liu/State Farm to take actual measurements of the               excavation vandalized by John Titouah, includes PICTURE A, 1A, B and F1.
        Email in screenshot response by Gordon Liu/State Farm showing the subject         he is responding to, "INVITATION TO TAKE MEASUREMENTS".
        NOTE: 2. element for Bad Faith Manifestation by Gordon Liu/State Farm.
        Email saying thanks to Gordon Liu/State Farm and offered that the visit would be regarded as confidential.                
       Email response from Gordon Liu/State Farm that the visit be non-confidential.
        Email follow up as we confirmed Gordon Liu will be coming in a non-  confidential status.
                   



JULY 2020  SERIES  001-017

         NOTE: 3. element for Bad Faith Manifestation by Gordon Liu/State Farm.

002  STATE FARM RESPONSE DATED JULY 2, 2020

        NOTE: 4. element for Bad Faith Manifestation by Gordon Liu/State Farm.
        NOTE: 5. element for Bad Faith Manifestation by Gordon Liu/State Farm.



001 Claim Number 55-06c6-44x EXPLANATION FOR CONFLICTING CONTRARY INFORMATION dated 4August20    

002  Claim Number 55-06c6-44x VERBAL STATEMENTS USELESS WITHOUT WITNESSES TO TESTIFY ITS VERACITY dated 5aug20 2:28pm

003  Claim Number 55-06c6-44x LYING BY LIU ON PHOTO MEDIA SHEET  ATTACHMENT dated 5aug20   2:32pm            

004  Claim Number 55-06c6-44x WHY EXCLUDE JUNE 12, 2020 AMONG THE  COMPILATION OF DENIAL LETTERS dated 5aug20    2:36pm     


 005  Claim Number 55-06c6-44x SHOW ACTIONS TO PROVE YOU ARE NOT PARTY TO THE CRIMES COMMITTED BY JOHN TITOUAH dated 6aug20  10:26pm

006  55-06C6-44X STATE FARM RESPONSE DATED AUGUST 14, 2020 AND DENIAL LETTER DATED AUGUST 14, 2020 AND PHOTO MEDIA SHEET ATTACHED 


007  Claim Number 55-06c6-44x PATTERN of SOWING CONFUSION ON EMAIL RESPONSES BY GORDON LIU dated AUGUST 15, 2020 7:18am         

008  Claim Number 55-06c6-44x SHOW ME MY EMAIL TO YOU DATED  AUGUST 3, 2020 (aug 15, 2020 11:01pm)  lying allegation committed by Liu

009  Claim Number 55-06c6-44x WANTED AN EXPLANATION CONFLICTING CONTRARY INFORMATION AUG 16, 2020 08:17am 

010  Claim Number 55-06c6-44x WANTED VALID EXPLANATION WHY YOU DISAGREE aug 16, 2020 12:37pm 

011  Claim Number 55-06c6-44x LYING CONFIRMED ON PHOTO MEDIA  SHEET ATTACHMENT BY GORDON LIU DATED 17AUG20 6:36am

012  Claim Number 55-06c6-44x IDENTIFY ALLEGATIONS OF MISCONDUCT BY STATE FARM AND YOU IN MY EMAILS dated 17aug20 9:49am

013  Claim Number 55-06c6-44x 34 COUNTS BAD FAITH NIXES CLAIMS OF COMPLIANCE WITH THE IMPLIED COVENANT OF GOOD FAITH AND FAIR DEALING dated 17aug20 10:46am

014   Claim Number 55-06c6-44x EMAILS WITH ALLEGATIONS OF MISCONDUCT BY TITOUAH BE IDENTIFIED AND CLASSIFIED AS EMAILS GORDON LIU WILL NOT RESPOND TO dated 17aug20 1:06pm

015   Claim Number 55-06c6-44x FIVE (5) UNDISPUTED FACTS PROVING  STATE FARM AND LIU ARE PARTIES TO TITOUAH'S CRIMES dated 17aug20 4:47pm

016   Claim Number 55-06c6-44x CITE ISSUES AND REASONS WHY YOU AFFIRMED DENIAL OF CLAIM dated 17aug20 9:43pm

017   Claim Number 55-06c6-44x POSITIONS UNCHANGED BUT LIU  CHANGED THEM HIMSELF dated 17aug20 9:53pm

018  Claim Number 55-06c6-44x WHILE WE ARE NEGOTIATING CLAIM FILE SHOULD BE OPEN dated 17aug20 11:20pm

019   Claim Number 55-06c6-44x STATEMENTS MEANT TO CONFUSE dated             17aug20 11:46pm


020   Claim Number 55-06c6-44x STUDY THIS CLAIM THOROUGHLY AND DEFINE YOUR POLICY DEFENSES NOW NOT LATER dated 18aug20 6:46am

021  Claim Number 55-06c6-44x STATEMENT OF A SERVICE OFFER WHICH  THE OFFEROR HAD NO INTENTION TO FULFILL dated 18aug20 9:44pm


 022  STATE FARM RESPONSE WITH DENIAL LETTER BOTH DATED 21 AUGUST 2020

023  Claim Number 55-06c6-44x EFFORT TO SOW CONFUSION BLOCKED DATED AUGUST 21, 2020 6:56AM  (note: date should read as August 22, 2020)

 030  Claim Number 55-06c6-44x STATE FARM AND LIU ARE PARTIES TO TITOUAH'S CRIMES DATED AUGUST 23, 2020 9:31pm

031  Claim Number 55-06c6-44x CONTINUING INQUIRY-CITE ISSUES AND REASONS DATED AUGUST 23, 2020 9:51pm

 032  Claim Number 55-06c6-44x CONTINUING POSITION - WHILE WE ARE NEGOTIATING CLAIM FILE SHOULD BE OPEN DATED AUGUST 24, 2020 6:48am

033 Claim Number 55-06c6-44x STATEMENTS MEANT TO CONFUSE DATED AUGUST 24, 2020 9:45am

034  Claim Number 55-06c6-44x INDOLENCE MUST BE DESPISED.DEFINE YOUR POLICY DEFENSES NOW DATED AUGUST 24, 2020 11:05am

039  Claim Number 55-06c6-44x PATTERN of SOWING CONFUSION ON EMAIL RESPONSES DATED AUGUST 26, 2020 5:13am

041  Claim Number 55-06c6-44x STATEMENT OF A SERVICE OFFER WHICH THE OFFEROR HAD NO INTENTION TO FULFILL DATED AUGUST 26, 2020 5:57am

045  STATE FARM RESPONSE PROVIDE LIST OF INFORMATION AUGUST 26, 2020 8:03AM INAPPROPRIATE RESPONSE 4

049  Claim Number 55-06c6-44x GUENIOT INAPPROPRIATE RESPONSE 4 AUGUST 27, 2020 12:33am

050  STATE FARM INAPPROPRIATE RESPONSE 5 DATED AUGUST 27, 2020  8:12am

058  STATE FARM INAPPROPRIATE RESPONSES 9, 10, 11, 12, DATED AUGUST 28, 2020 7:38AM 7:39AM 7:40AM 7:41AM

059  STATE FARM RESPONSE TO INAPPROPRIATE RESPONSES 9,10,11,12 DATED AUGUST 28, 2020 2:40PM

 What is expected on you to do when insurance fraud is brought to your attention?
Would you still hide the live video footages?

003  Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUH QUESTION 3 dated September 1, 2020 4:25pm

How much did you pay Titouah for his services? 

How would you able to investigate Titouah where you might be the mastermind of his crime?
In all instances STATE FARM might be buying false statements and information..?
Are you aware Mr. Gueniot seems placing your neck alone in the chopping block?
Simple question about the verbal conversation in getting information from Titouah, is it through the telephone or by personal interview?

008  STATE FARM INAPPROPRIATE RESPONSE 15 DATED 2SEPT20 8:37AM

009  STATE FARM INAPPROPRIATE RESPONSE 16 DATED 2SEPT2012:22PM

Simpler question answerable by either yes or no. Do STATE FARM TOP MANAGEMENT KNOW WHAT MR. GUENIOT IS DOING? 

019 STATE FARM INAPPROPRIATE RESPONSE 23 DATED 4SEP20 11:02AM


 020  STATE FARM INAPPROPRIATE RESPONSE 24 DATED 4SEP20 11:05AM

021 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSES 23/24 DATED 4SEP20 2:23pm

Do you think STATE FARM will be with till then?
Would you act now before STATE FARM acted on you?
Would you let me know who is the person-in-charge over both of you?

026 STATE FARM INAPPROPRIATE RESPONSE 25 DATED 9SEP20 7:17am

Jennifer Chase  I'll never get caught
Jennifer Chase  Remorse and Empathy
Jennifer Chase  Impulsion
Jennifer Chase  Entitlement Career criminals thought they can do whatever they want.

086 Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUESTION 41 DATED 23SEP20 9:08am

CRIMINAL COMPLAINT AFFIDAVIT AGAINST TITOUAH.
CRIMINAL COMPLAINT IN THE SAN DIEGO FBI IN CHARGE OF WHITE COLLAR CRIMES AND INTERNET FRAUD AGAINST TITOUAH.

097 Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 5 DATED 29SEP20 10:14am


FAIR CLAIMS SETTLEMENT PRACTICES REGULATION

005 STATE FARM INAPPROPRIATE RESPONSE 46 DATED 13OCT20 6:29AM

NOTE : INAPPROPRIATE RE, MR. GUENIOT  AS USUAL, A LAZY RESPONSE RESPONDING ONCE TO MULTIPLE EMAILS WITH DIFFERENT SUBJECT MATTERS AND DISCUSSING ISSUES OUT OF THE SUBJECT BEING RESPONDED TO;   AN INTENTIONAL AND DELIBERATE AND WILLFUL VIOLATION OF SECTION 2695.5(b). THOUGH HE HIMSELF PROVIDED ME A COPY OF THIS REGULATION ON 13 OCTOBER 2020. HE IS CONSTANTLY VIOLATING THIS REGULATION FEARLESSLY WITH IMPUNITY.

Section 2695.5. Duties upon Receipt of Communications

(b) Upon receiving any communication from a claimant, regarding a claim, that reasonably suggests that a response is expected, every licensee shall immediately, but in no event more than fifteen (15) calendar days after receipt of that communication, furnish the claimant with a complete response based on the facts as then known by the licensee. This subsection shall not apply to require communication with a claimant subsequent to receipt by the licensee of a notice of legal action by that claimant.
WOULD YOU LIKE, though SIX (6) MONTHS LATE, TO FOLLOW THE MANDATE OF § 2695.5. Duties upon Receipt of Communications Section 2695.5 (e) (2) ?
AS COROLLARY TO QUERY 10, THOUGH SIX (6) MONTHS LATE, WOULD YOU PLEASE PROVIDE ME NECESSARY FORMS, INSTRUCTIONS AND REASONABLE ASSISTANCE AND SPECIFY THE INFORMATION I SHOULD PROVIDE FOR PROOF OF CLAIM?
AS COROLLARY TO QUERY 11, WOULD YOU ADMIT THAT YOU SHOULD HAVE COMPLIED FIRST WITH Section 2695.5. (e) (2) BEFORE WRITING YOUR DENIAL LETTER?

014 Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 13 DATED 18OCT20 (SENT 17OCT20 2:27AM)

THOUGH SIX (6) MONTHS LATE WOULD YOU PLEASE SPECIFY THE INFORMATION YOU NEED ME TO PROVIDE FOR PROOF OF CLAIM OR OFFER NOW A COMPROMISE SETTLEMENT AS YOUR LIABILITY IS ABSOLUTELY
CONVINCINGLY APPARENT? 

015 Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 14 DATED 19OCT20 3:23AM

WOULD YOU STILL FORCE US TO ELEVATE THESE ISSUES TO THE DEPARTMENT OF INSURANCE AND/OR SEEK LEGAL HELP TO DEFEND OUR RIGHT TO OUR LEGITIMATE INSURANCE CLAIM COVERAGE? 

016 STATE FARM INAPPROPRIATE RESPONSE 48 DATED 23OCT20 7:43AM

SECOND TIME, WOULD YOU STILL FORCE US TO ELEVATE THESE ISSUES TO THE DEPARTMENT OF INSURANCE AND/OR SEEK LEGAL HELP TO DEFEND OUR RIGHT TO OUR LEGITIMATE INSURANCE CLAIM COVERAGE? YES OR NO? 

019 Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 16 DATED 26OCT20 5:44AM

THIRD TIME, WOULD YOU STILL FORCE US TO ELEVATE THESE ISSUES TO THE DEPARTMENT OF INSURANCE AND/OR SEEK LEGAL HELP TO DEFEND OUR RIGHT TO OUR LEGITIMATE INSURANCE CLAIM COVERAGE? YES OR NO? 

020 STATE FARM INAPPROPRIATE RESPONSE 49 26OCT20 8:00AM

021 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 49 DATED 26OCT20 9:21AM

FOURTH TIME, WOULD YOU STILL FORCE US TO ELEVATE THESE ISSUES TO THE DEPARTMENT OF INSURANCE AND/OR SEEK LEGAL HELP TO DEFEND OUR RIGHT TO OUR LEGITIMATE INSURANCE CLAIM COVERAGE? YES OR NO? 
FIFTH TIME, WOULD YOU STILL FORCE US TO ELEVATE THESE ISSUES TO THE DEPARTMENT OF INSURANCE AND/OR SEEK LEGAL HELP TO DEFEND OUR RIGHT TO OUR LEGITIMATE INSURANCE CLAIM COVERAGE? YES OR NO? 

024 Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 19 DATED 29OCT20 12:09AM

SIXTH TIME, WOULD YOU STILL FORCE US TO ELEVATE THESE ISSUES TO THE DEPARTMENT OF INSURANCE AND/OR SEEK LEGAL HELP TO DEFEND OUR RIGHT TO OUR LEGITIMATE INSURANCE CLAIM COVERAGE? YES OR NO? 
SEVENTH TIME, WOULD YOU STILL FORCE US TO ELEVATE THESE ISSUES TO THE DEPARTMENT OF INSURANCE AND/OR SEEK LEGAL HELP TO DEFEND OUR RIGHT TO OUR LEGITIMATE INSURANCE CLAIM COVERAGE? YES OR NO?

026 STATE FARM INAPPROPRIATE RESPONSE 50 DATED 30OCT20 8:49AM

EIGHTH TIME, WOULD YOU STILL FORCE US TO ELEVATE THESE ISSUES TO THE DEPARTMENT OF INSURANCE AND/OR SEEK LEGAL HELP TO DEFEND OUR RIGHT TO OUR LEGITIMATE INSURANCE CLAIM COVERAGE? PLEASE BE CLEAR. YES OR NO?



001 Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 22 1NOV20 1:59am

NINTH TIME, WOULD YOU STILL FORCE US TO ELEVATE THESE ISSUES TO THE DEPARTMENT OF INSURANCE AND/OR SEEK LEGAL HELP TO DEFEND OUR RIGHT TO OUR LEGITIMATE INSURANCE CLAIM COVERAGE? PLEASE BE CLEAR. YES OR NO? 
Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email AND kindly put back the following reminders to your response which had been missing for quite some time.
1.
The one year “Suit Against Us” time period referred to in the May 6, 2020 letter includes the time period from the date of loss (April 26, 2020) to the date the claim was reported to State Farm (April 29, 2020).  The one year time period was tolled during our investigation of this claim (April 29, 2020) to the date the claim was initially denied (May 6, 2020).  The one year time period was tolled upon receipt of Antonio Buensuceso Jr.’s email dated May 29, 2020 for additional investigation until the date the denial of the claim was confirm in our June 12, 2020 letter.  That one year time period continues to run as of the date of our June 12, 2020 letter.  
2.
"We are required by California Insurance Regulations, Section 2695.7(b)(3), to advise you that if you believe this claim, or any part of this claim, has been wrongfully denied or rejected, you may have the matter reviewed by the California Department of Insurance, Claim Service Bureau, 300 South Spring Street, Los Angeles, California 90013, telephone 800 927 4357."

002 Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 23 DATED 2NOV20 5:05AM

TENTH TIME, WOULD YOU STILL FORCE US TO ELEVATE THESE ISSUES TO THE DEPARTMENT OF INSURANCE AND/OR SEEK LEGAL HELP TO DEFEND OUR RIGHT TO OUR LEGITIMATE INSURANCE CLAIM COVERAGE? PLEASE BE CLEAR. YES OR NO? 
Please acknowledge receipt of this e-mail and kindly inform me when I should expect a reply to this email AND kindly put back the following reminders to your response which had been missing for quite some time.
1.
The one year “Suit Against Us” time period referred to in the May 6, 2020 letter includes the time period from the date of loss (April 26, 2020) to the date the claim was reported to State Farm (April 29, 2020).  The one year time period was tolled during our investigation of this claim (April 29, 2020) to the date the claim was initially denied (May 6, 2020).  The one year time period was tolled upon receipt of Antonio Buensuceso Jr.’s email dated May 29, 2020 for additional investigation until the date the denial of the claim was confirm in our June 12, 2020 letter.  That one year time period continues to run as of the date of our June 12, 2020 letter.  
2.
"We are required by California Insurance Regulations, Section 2695.7(b)(3), to advise you that if you believe this claim, or any part of this claim, has been wrongfully denied or rejected, you may have the matter reviewed by the California Department of Insurance, Claim Service Bureau, 300 South Spring Street, Los Angeles, California 90013, telephone 800 927 4357."

003 STATE FARM INAPPROPRIATE RESPONSE 51 DATED 2NOV20 8:12AM

SUIT AGAINST US STILL NOT MENTIONED.
The one year “Suit Against Us” time period referred to in the May 6, 2020 letter includes the time period from the date of loss (April 26, 2020) to the date the claim was reported to State Farm (April 29, 2020). The one year time period was tolled during our investigation of this claim (April 29, 2020) to the date the claim was initially denied (May 6, 2020).  The one year time period was tolled upon receipt of Antonio Buensuceso Jr.’s email dated May 29, 2020 for additional investigation until the date the denial of the claim was confirm in our June 12, 2020 letter.  That one year time period continues to run as of the date of our June 12, 2020 letter.  

004 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 51 DATED 2NOV20 9:20am

WILL YOU PLEASE KINDLY PROVIDE ME WITH AN 
EMAIL ADDRESS OF MS TIFFANI WYATT? 

006 STATE FARM INAPPROPRIATE RESPONSE 52 DATED 3NOV20 6:42AM

SUIT AGAINST US STILL NOT MENTIONED.
The one year “Suit Against Us” time period referred to in the May 6, 2020 letter includes the time period from the date of loss (April 26, 2020) to the date the claim was reported to State Farm (April 29, 2020). The one year time period was tolled during our investigation of this claim (April 29, 2020) to the date the claim was initially denied (May 6, 2020).  The one year time period was tolled upon receipt of Antonio Buensuceso Jr.’s email dated May 29, 2020 for additional investigation until the date the denial of the claim was confirm in our June 12, 2020 letter.  That one year time period continues to run as of the date of our June 12, 2020 letter.  

007 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 52 DATED 3NOV20 11:44AM

FOLLOW UP REQUEST FOR INSURANCE POLICY BOOKLET
WOULD YOU PLEASE CLARIFY YOUR POSITION ABOUT THIS REMINDER WITH REFERENCE TO THE EMAIL FROM MR. EDDIE ATCHLEY.
"The one year “Suit Against Us” time period referred to in the May 6, 2020 letter includes the time period from the date of loss (April 26, 2020) to the date the claim was reported to State Farm (April 29, 2020).  The one year time period was tolled during our investigation of this claim (April 29, 2020) to the date the claim was initially denied (May 6, 2020).  The one year time period was tolled upon receipt of Antonio Buensuceso Jr.’s email dated May 29, 2020 for additional investigation until the date the denial of the claim was confirm in our June 12, 2020 letter.  That one year time period continues to run as of the date of our June 12, 2020 letter."  

009 Claim Number 55-06c6-44x CRIMINAL COMPLAINT AGAINST JOHN TITOUAH QUERY 25 DATED 4NOV20 5:35AM

ARE YOU AFRAID STATE FARM TOP MANAGEMENT DISCOVER THE ALLEGED CRIME INVOLVING THE  BUSINESS PARTNERSHIP BETWEEN TITOUAH LIU AND YOU THROUGH MS TIFFANI WYATT? 
NOTE 1 : 

Section 2695.5. Duties upon Receipt of Communications

(e) (2)
(e) Upon receiving notice of claim, every insurer shall immediately, but in no event more than fifteen (15) calendar days later, do the following unless the notice of claim received is a notice of legal action:
(2) provide to the claimant necessary forms, instructions, and reasonable assistance, including but not limited to, specifying the information the claimant must provide for proof of claim;

NOTE 2 :  ARBITRARY COMMENTS MEANT TO DERAIL THE NEGOTIATION PROCESS
                 BUT WE ARE NOT STOPPING GOOD FAITH NEGOTIATIONS DESPITE MR. GUENIOT'S                     DISPLAY OF CONTINUING BAD FAITH MANIFESTATIONS. 
"We will not provide you with any other State Farm personnel’s email address.  All communication related to this claim will be directed to my attention for review. "
WOULD YOU LIKE ME TO SEEK THE HELP MR. EDDIE ATCHLEY? 

013 Claim Number 55-06c6-44x MISREPRESENTATION AND BAD FAITH RE:ONE YEAR SUIT AGAINST US DATED 6NOV20 5:45AM

ONE YEAR SUIT AGAINST US STATEMENT BY TANDEM GUENIOT AND LIU IS A CONTINUING DELIBERATE AND INTENTIONAL BAD FAITH AND MISREPRESENTATION  TO MISLEAD US.

014 Claim Number 55-06c6-44x CLAIM FOR DAMAGES CAUSED BY VANDALISM DATED 7NOV20 10:23AM

ASSISTANCE REQUEST FOR FILING CLAIM FOR DAMAGES  CAUSED BY VANDALISM COMMITTED BY TITOUAH
WATER DAMAGES BASIS OF DENIAL. PLEASE EXPLAIN IN PLAIN STATEMENTS THAT WE COULD UNDERSTAND THE BASIS OF THE WATER DAMAGES DENIAL AND SHOW WHERE IN PAGES 1 TO 45 OF THE POLICY BOOKLET IT IS WRITTEN.

016 STATE FARM INAPPROPRIATE RESPONSE 53 DATED 13NOV20 7:42AM

016A STATE FARM RESPONSE ON WATER DAMAGES (VANDALISM) DATED 13NOV20 7:42AM (TAKEN FROM INAPPROPRIATE RESPONSE 53.

EXCAVATING A PORTION OF THE CONCRETE TO SEARCH FOR THE LEAK IN A SUPPLY LINE TO "FIX IT" IS NOT AN ACCIDENT.........

017 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 53 DATED 13NOV20 3:43PM

 IT IS TWO YEARS, MR. GUENIOT, NOT ONE YEAR.
DESPITE HAVING BEEN DISCOVERED AND INFORMED YOU, YOU
KEPT ON CONTINUING YOUR ACTS OF MISREPRESENTATION.
THIS IS DELIBERATE, INTENTIONAL, BLAMEWORTHY, SHAMEFUL ACT OF MISREPRESENTATION, A GRAVE DISPLAY OF BAD FAITH.
MR. GUENIOT, YOU MIGHT HAVE FALLEN TO A TRAP.
YOU DO NOT KEEP SILENT IF YOU HAVE A VALID ARGUMENT. AND CONVERSELY, YOU KEEP SILENT WHEN YOU DO NOT HAVE ANY.

019 Claim Number 55-06c6-44x VANDALISM BY TITOUAH DATED 14NOV20 12:27PM 

PLEASE EXPLAIN 
"John Titouah excavating a portion of the concrete to search for the leak in a supply line to "fix it" is not an accident, and is not vandalism to personal property.....",
I DISCUSS RE: GUENIOT UNABLED TO EXPLAIN
"John Titouah excavating a portion of the concrete to search for the leak in a supply line to "fix it" is not an accident, and is not vandalism to personal property.....",
MR. GUENIOT IF EVER HE WOULD LIKE TO  DENY MY CLAIM OF VANDALISM AGAINST TITOUAH HE SHOULD HAVE WRITTEN A CLEAR SUBSTANTIVE DENIAL DOCUMENT CORRESPONDING TO IT IN VIOLATION OF SECTION 2695.5. 

021 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 54 DATED 17NOV20 12:12pm

MR. GUENIOT IF EVER HE WOULD LIKE TO  DENY MY CLAIM OF VANDALISM AGAINST TITOUAH HE SHOULD HAVE WRITTEN A CLEAR SUBSTANTIVE DENIAL DOCUMENT CORRESPONDING TO IT IN VIOLATION OF SECTION 2695.5. 

022 Claim Number 55-06c6-44x COMPLETE COPIES OF ALL DENIAL LETTERS DATED 23NOV20 6:57am

MAY I MOST HUMBLY AND RESPECTFULLY REQUEST FROM YOU FOR COMPLETE COPIES OF ALL MY INSURANCE CLAIMS COVERING WATER SECONDARY DAMAGES FILED ON JUNE 2020 AND VANDALISM WHICH COVERAGE I DISCOVERED JUST THIS MONTH OF NOVEMBER FROM THE POLICY BOOKLET YOU PROVIDED ME ON NOVEMBER 4, 2020.

023 STATE FARM INAPPROPRIATE RESPONSE 55 DATED 30NOV20 7:21 TO 7:30AM

NOTE : MR. GUENIOT, THE ASSISTANCE SOUGHT IS,  PLEASE PROVIDE SUBSTANTIVE DENIAL LETTERS  NOT RELATED CLAIM FILE DOCUMENTS,
TO WIT:
1. DENIAL LETTERS PERTAINING TO SECONDARY DAMAGES CLAIM DUE TO LEAKING HOT WATER PIPE ENCASED IN THE CONCRETE SLAB.
2. DENIAL LETTER FOR DAMAGES CLAIM ON VANDALISM COMMITTED BY TITOUAH.
FAILURE TO PROVIDE WRITTEN A CLEAR SUBSTANTIVE DENIAL DOCUMENTS CORRESPONDING TO THEM  ARE CLEAR VIOLATIONS  OF SECTION 2695.5. 

001 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 55 DATED 1DEC20 9:02PM

MAY I MOST HUMBLY AND RESPECTFULLY REQUEST FROM YOU FOR A CONCISE DENIAL LETTER OF MY INSURANCE CLAIMS COVERING WATER SECONDARY DAMAGES FILED ON JUNE 2020 AND VANDALISM WHICH COVERAGE I DISCOVERED JUST THIS MONTH OF NOVEMBER FROM THE POLICY BOOKLET YOU PROVIDED ME ON NOVEMBER 4, 2020.

003 STATE FARM INAPPROPRIATE RESPONSE 56 DATED 14DEC20 10:00AM

NOTES ON IMPROPRIETY : 

NUMBER 1.

MR. GUENIOT, THE ASSISTANCE SOUGHT IS,  PLEASE PROVIDE A CONCISE SUBSTANTIVE DENIAL LETTER ON MY CLAIMS FOR SECONDARY DAMAGES FILED IN JUNE 2020 AND VANDALISM WHICH COVERAGE I DISCOVERED JUST IN NOVEMBER 4, 2020 WHEN YOU BELATEDLY FURNISHED ME WITH THE COPY OF THE POLICY BEYOND ON WHAT IS REQUIRED BY THE REGULATION.

TO WIT:

FAILURE TO PROVIDE WRITTEN A CLEAR SUBSTANTIVE DENIAL DOCUMENTS CORRESPONDING TO THEM  ARE CLEAR VIOLATIONS  OF SECTION 2695.5. 

NUMBER 2.

DELIBERATE INTENTION TO SOW CONFUSION.

IT IS AN IMPROPER RESPONSE FOR RESPONDING TO EMAILS WITH DIFFERENT SUBJECTS WHICH TEND TO CREATE MORE CONFUSIONS.

004 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 56 DATED 14DEC20 11:38AM

PLEASE SEE NOTES ON IMPROPRIETY IN 003 ABOVE.

005 STATE FARM INAPPROPRIATE RESPONSE 57 DATED 14DEC20 12:00PM

NOTES ON IMPROPRIETY : PERTAINING TO INAPPROPRIATE RESPONSE 57.

NUMBER 1.

MR. GUENIOT, THE ASSISTANCE SOUGHT IS,  PLEASE PROVIDE A CONCISE SUBSTANTIVE DENIAL LETTER ON MY CLAIMS FOR SECONDARY DAMAGES FILED IN JUNE 2020 AND VANDALISM WHICH COVERAGE I DISCOVERED JUST IN NOVEMBER 4, 2020 WHEN YOU BELATEDLY FURNISHED ME WITH THE COPY OF THE POLICY BEYOND ON WHAT IS REQUIRED BY THE REGULATION.

TO WIT:

FAILURE TO PROVIDE WRITTEN A CLEAR SUBSTANTIVE DENIAL DOCUMENTS CORRESPONDING TO THEM  ARE CLEAR VIOLATIONS  OF SECTION 2695.5. 

NUMBER 2.

DELIBERATE INTENTION TO SOW CONFUSION.

IT IS AN IMPROPER RESPONSE FOR RESPONDING TO AN EMAIL ASKING FOR A CLEAR AND CONCISE DENIAL LETTER LIKE "As I previously communicated to you on November 13, 2020, we have done our best to answer your questions and provide a reasonable explanation for the basis of the denial of the claim based on the policy language. " WHERE IN YOUR EMAIL IN NOVEMBER 13, 2020 YOU MENTIONED OF MY DAMAGES CLAIM FROM VANDALISM COMMITTED BY YOUR INFORMANT PLUMBER TITOUAH?

NUMBER 3. 

YOU ARE SAYING "we have done our best" WHAT EFFORTS HAVE YOU MADE TO EXPLAIN YOUR POSITION? WHAT YOU HAVE WRITTEN ME ARE JUST A TEMPLATE OF EMPTY AND UNSUBSTANTIATED FIVE (5) FEEBLE MINDED OR FEW INSANE SENTENCES, REPEATEDLY ALL OVER AGAIN? WHAT YOU HAVE DONE BEST IS TO SOW MORE AND MORE CONFUSIONS TO DETER ME CONTINUING NEGOTIATIONS WITH YOU. BUT I ASSURE YOU, I WILL CONTINUE GOOD FAITH NEGOTIATIONS WITH YOU THOUGH YOU CONTINUALLY DISPLAY OBVIOUS AND REPREHENSIBLE MANIFESTATIONS OF BAD FAITH.

006 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 57 DATED 14DEC20 2:37PM

PLEASE SEE NOTES ON IMPROPRIETY IN 005 ABOVE.

007 STATE FARM INAPPROPRIATE RESPONSE 58 DATED 28DEC20 7:18AM

NOTES ON IMPROPRIETY : PERTAINING TO INAPPROPRIATE RESPONSE 58.

NUMBER 1.

MR. GUENIOT, THE ASSISTANCE SOUGHT IS,  PLEASE PROVIDE A CONCISE SUBSTANTIVE DENIAL LETTER ON MY CLAIMS FOR SECONDARY DAMAGES FILED IN JUNE 2020 AND VANDALISM WHICH COVERAGE I DISCOVERED JUST IN NOVEMBER 4, 2020 WHEN YOU BELATEDLY FURNISHED ME WITH THE COPY OF THE POLICY BEYOND ON WHAT IS REQUIRED BY THE REGULATION.

TO WIT:

FAILURE TO PROVIDE WRITTEN A CLEAR SUBSTANTIVE DENIAL DOCUMENTS CORRESPONDING TO THEM  ARE CLEAR VIOLATIONS  OF SECTION 2695.5. 


Section 2695.5. Duties upon Receipt of Communications

(b) Upon receiving any communication from a claimant, regarding a claim, that reasonably suggests that a response is expected, every licensee shall immediately, but in no event more than fifteen (15) calendar days after receipt of that communication, furnish the claimant with a complete response based on the facts as then known by the licensee. This subsection shall not apply to require communication with a claimant subsequent to receipt by the licensee of a notice of legal action by that claimant.



NUMBER 2.

DELIBERATE INTENTION TO SOW CONFUSION.

IT IS AN IMPROPER RESPONSE FOR RESPONDING TO AN EMAIL ASKING FOR A CLEAR AND CONCISE DENIAL LETTER LIKE "As I previously communicated to you on November 13, 2020, we have done our best to answer your questions and provide a reasonable explanation for the basis of the denial of the claim based on the policy language. " WHERE IN YOUR EMAIL IN NOVEMBER 13, 2020  YOU MENTION THIS? YOU  DID NOT EVEN MENTION OF MY DAMAGES CLAIM FROM VANDALISM COMMITTED BY YOUR INFORMANT PLUMBER TITOUAH?

NUMBER 3. 

YOU ARE SAYING "we have done our best" WHAT EFFORTS HAVE YOU MADE TO EXPLAIN YOUR POSITION? WHAT YOU HAVE WRITTEN ME ARE JUST A TEMPLATE OF EMPTY AND UNSUBSTANTIATED THREE (3) FEEBLE MINDED OR FEW INSANE SENTENCES, REPEATEDLY ALL OVER AGAIN. WHAT YOU HAVE DONE BEST IS TO SOW MORE AND MORE CONFUSIONS TO DETER ME CONTINUING NEGOTIATIONS WITH YOU. BUT I ASSURE YOU, I WILL CONTINUE GOOD FAITH NEGOTIATIONS WITH YOU THOUGH YOU CONTINUALLY DISPLAY OBVIOUS AND REPREHENSIBLE MANIFESTATIONS OF BAD FAITH.

008 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 58 DATED 28DEC20 12:13PM

SEE NOTES ON IMPROPRIETY : PERTAINING TO INAPPROPRIATE RESPONSE 58.

009 STATE FARM INAPPROPRIATE RESPONSE 59 DATED 28DEC20 2:16PM

SAME NOTES ON IMPROPRIETY ABOVE.

010 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 59 28DEC20 5:07PM

SAME NOTES ON IMPROPRIETY ABOVE. 

011 STATE FARM INAPPROPRIATE RESPONSE 60 DATED 29DEC20 9:02AM

SAME NOTES ON IMPROPRIETY ABOVE.

012 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 60 DATED 29DEC20 11:09AM

SAME NOTES ON IMPROPRIETY ABOVE.

013 Claim Number 55-06c6-44x REQUEST FOR ASSISTANCE STATE FARM INSURANCE AGENT DATED 29DEC20 2:37PM

014 STATE FARM INAPPROPRIATE RESPONSE 61DATED 29DEC20 2:57PM

SAME NOTES ON IMPROPRIETY ABOVE.

015 STATE FARM INAPPROPRIATE RESPONSE 62 DATED 29DEC20 2:57PM

SAME NOTES ON IMPROPRIETY ABOVE WHERE NUMBER 4 IS ADDED.
NUMBER 4
MR. GUENIOT,  PLEASE DO NOT DERAIL EFFORTS TO RESOLVE THIS CONFLICT  TOWARD A HOLISTIC RESOLUTION. THIS EMAIL WHICH YOU ARE RESPONDING TO IS INTENDED FOR  MR. EDDIE ATCHLEY AND NOT FOR YOU TO ANSWER. I FURNISHED YOU A COPY OF IT FOR THE SAKE OF COURTESY JUST TO LET YOU KNOW THAT I AM PRUDENTLY EXPLORING OPTIONS TO NEGOTIATE THESE INSURANCE CLAIMS BETWEEN RESPECTABLE AND HONORABLE MEN. STATE FARM INSURANCE COMPANY DESERVES MEN OF HIGH HONOR AND INTEGRITY IN THE EXACT OPPOSITE OF WHAT YOU ARE SHOWING. PLEASE LET MR. EDDIE ATCHLEY DO WHATEVER HE COULD TO HELP US OUT OF THIS PREDICAMENT.

016 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 61 DATED 29DEC20 6:11PM

017 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 62 DATED 29DEC20 8:50PM

018 STATE FARM INAPPROPRIATE RESPONSES 63/64 DATED 30DEC20 8:28AM 8:29AM

019 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSES 63/64 DATED 30DEC20 4:00PM


 001 STATE FARM INAPPROPRIATE RESPONSE 65 DATED 13JAN21 10:33AM

002 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 65 DATED 13JAN21 9:55PM

003 STATE FARM INAPPROPRIATE RESPONSE 66 27JAN21 08:06AM

004 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 66 DATED 27JAN21 9:08 PM

INTRODUCTION OF THE CONTINUING VIOLATION DOCTRINE

002 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 67 DATED FEBRUARY 11, 2021 11:38PM

003 STATE FARM INAPPROPRIATE RESPONSE 68 DATED 25FEB21 12:19PM





001 STATE FARM INAPPROPRIATE RESPONSE 69 DATED 11MAR21 11:42AM

002 Claim Number 55-06c6-44x INAPPROPRIATE 69 DATED 11MAR21 11:14PM

003 VIRTUAL CONFERENCE DATED 12MAR21 6:19AM 

requested from Eddie Atchley

004 Claim Number 55-06c6-44x WANTED RIGHT PERSON TO NEGOTIATE DATED 12MAR21 1:49PM

005 MOMENTS FOR RETROSPECTION 1 DATED 13MAR21 8:41AM

007 Claim Number 55-06c6-44x INAPPROPRIATE RESPONSE 70 DATED 15MAR21 11:51 PM



001 Claim Number 55-06c6-44x MOMENTS FOR RETROSPECTION 8 DATED 9APR21 4:22AM cc POLICE OFFICER CSANTOS  AND COMPANION BEGAN

HOUSE DAMAGED BY A PIPE BREAK STATE FARM BRING HOME RELATIONS TO A BREAK

003 Claim Number 55-06c6-44x INQUIRY 1 DATED 13APR21 5:09PM          

INQUIRY 1 : DO YOU HAVE ANY SUGGESTION?

004 Claim Number 55-06C6-44X INQUIRY 2 DATED 14APR21 5:24AM   

INQUIRY 2 : DO YOU HAVE A FILE COPY  OF YOUR DENIAL LETTER DATED MAY 6, 2020?  Last cc POLICE OFFICER CSANTOS intended for her and 2 other companions.

005  Claim Number 55-06c6-44x INQUIRY 3 DATED 20APRIL21 12:35AM  

INQUIRY  3 : HAVE YOU READ AND UNDERSTOOD AND INCLUDED IN YOUR CLAIM FILE  RETROSPECTION 9?

006 Claim Number 55-06c6-44x INQUIRY 4 DATED 21APR21 12:35AM

DO YOU KNOW  YOUR INFORMANT PLUMBER TITOUAH  HAD ANOTHER VICTIM SOME 4 MONTHS AGO SIMILAR TO WHAT HE DID TO US ON MAY 5, 2020?

007 Claim Number 55-06c6-44x INQUIRY 5 DATED22APR21 3:17AM

INQUIRY 5: DO YOU KNOW THE SCAM YOU DID ON GREG IS SIMILAR IN PATTERN OF EXECUTION AS YOU DID ON US?

008 Claim Number 55-06c6-44x INQUIRY 6 DATED 23APR21 3:50AM

INQUIRY 6: ARE YOU, MR. LIU THE SAME CLAIMS ADJUSTER WHOM GREG DEALT WITH FROM STATE FARM?

INQUIRY 7: ARE YOU AWARE, MR. LIU  THE CONSEQUENCES  IF YOU DO NOT ADMIT YOU ARE THE SAME CLAIMS ADJUSTER WHOM GREG DEALT WITH FROM STATE FARM?

INQUIRY 8 : IN RELATION TO WHAT TITOUAH DID ON GREG, HAD YOU COMMUNICATED WITH TITOUAH DAYS BEFORE  MAY 5. 2020?

INQUIRY 9 : IN RELATION TO WHAT TITOUAH DID ON GREG, WOULD YOU ADMIT TITOUAH AND YOU ARE ALREADY FAMILIAR WITH EACH OTHER  DAYS BEFORE  MAY 5. 2020?

INQUIRY 10 : IN RELATION TO WHAT FIRST AMERICAN AND STATE FARM DID ON GREG, DO YOU KNOW SY-JOSE MEDINA CLAIMS ADJUSTER FROM FIRST AMERICAN?

INQUIRY 11 : IN RELATION TO WHAT FIRST AMERICAN AND STATE FARM DID ON GREG, DID YOU ADVISE SY-JOSE MEDINA CLAIMS ADJUSTER FROM FIRST AMERICAN WHAT ALIBI TO SAY WITH REGARD TO RE ASSIGNMENT OF PLUMBING JOB TO YOUR BUSINESS PARTNER TITOUAH?



INQUIRY 12 : IN RELATION TO WHAT FIRST AMERICAN AND STATE FARM DID ON GREG, DID YOU KNOW HOW SY-JOSE MEDINA CLAIMS ADJUSTER FROM FIRST AMERICAN SIGNIFIES HIS INTENTION TO JOIN THE CONSPIRACY WITH GUENIOT AND YOU OF STATE FARM AND TITOUAH?

INQUIRY 13 :  DID YOU KNOW  SY-JOSE MEDINA CLAIMS ADJUSTER FROM FIRST AMERICAN REFUSED TO INVESTIGATE TITOUAH ON ALLEGATIONS OF FRAUD AND VANDALISM SIMILAR TO WHAT GUENIOT AND YOU DID ON ME, LIKE WHAT FIRST AMERICAN AND STATE FARM DID ON GREG?

INQUIRY 14 :  DO YOU KNOW WHY THE FBI WOULD CONFIRM THAT STATE FARM, GUENIOT AND YOU MASTERMINDED THE CRIMINAL CONSPIRACY TOGETHER WITH  FIRST AMERICAN, SY-JOSE MEDINA  AND TITOUAH LIKE WHAT STATE FARM  DID TOGETHER WITH FIRST AMERICAN ON GREG?

INQUIRY 15 :  DO YOU KNOW WHY NOW THE FBI HAVE REASONS TO BELIEVE THAT YOUR TRIUMVIRATE IS IN CONSTANT COMMUNICATION WITH EACH OTHER AS SHOWN IN THE EVENTS ON GREG AND ON OUR CASE IN A MANNER TO PROTECT TITOUAH AGAINST ANY INVESTIGATION OF HIS CRIME OF FRAUD AND/OR DISHONESTY AND VANDALISM  TO PERPETUATE  YOUR LEAST DETECTABLE, PRODUCTIVE ILLICIT COVERT BUSINESS PARTNERSHIP?

005 Claim Number 55-06c6-44x INQUIRY 16 DATED 9MAY21 4:30AM

INQUIRY 16 :  DO YOU KNOW WHY THE FBI WOULD HAVE REASONS TO BELIEVE FIRST AMERICAN WOULD WANT TO REFUSE ME ACCESS TO COMMUNICATION RECORD THROUGH THE MESSAGE CENTER  I HAVE WITH THEM?

INQUIRY 17 :  THIS TIME WOULD YOU LIKE TO IMPRESS THE FBI AND COME TOGETHER WITH GUENIOT AND SY-JOSE MEDINA  AND SEE THE DAMAGE CAUSED BY VANDALISM COMMITTED BY YOUR PARTNER TITOUAH?

REMINDER 1 OF INQUIRY 17 DATED MAY 12, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REMINDER 2 OF INQUIRY 17 DATED MAY 13, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REMINDER 3 OF INQUIRY 17 DATED MAY 14, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

EMAIL COMMUNICATION WITH STATE FARM HOME INSURANCE AGENCY MANAGER MR. EDDIE ATCHLEY INFORMING HIM ABOUT OWNER INN WRONGFUL RESPONSE TO MY COMMENTS IN GOOGLE MAPS TO CONVINCE THE OWNER TO EDIT HIS RESPONSE THERETO.

REMINDER 4 OF INQUIRY 17 DATED MAY 15, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REMINDER 5 OF INQUIRY 17 DATED MAY 18, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

FOLLOW UP AFTER 3 DAYS FOR EMAIL COMMUNICATION WITH STATE FARM HOME INSURANCE AGENCY MANAGER MR. EDDIE ATCHLEY INFORMING HIM ABOUT OWNER INN WRONGFUL RESPONSE TO MY COMMENTS IN GOOGLE MAPS TO CONVINCE THE OWNER TO EDIT HIS RESPONSE THERETO.

014 Claim Number 55-06c6-44x REMINDER 6 OF INQUIRY 17 DATED 19MAY21 6:28AM

REMINDER 6 OF INQUIRY 17 DATED MAY 19, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.



REMINDER 7 OF INQUIRY 17 DATED MAY 20, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

AGENCY OWNER INTENDED HIS RESPONSE TO REMAIN THAT WAY.

REMINDER 8 OF INQUIRY 17 DATED MAY 21, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REMINDER 9 OF INQUIRY 17 DATED MAY 24, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

AND 20MAY21 REVELATION BY MR. DERICK INN  DATED 24MAY21.

REMINDER 10 OF INQUIRY 17 DATED MAY 25, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

AND 20MAY21 REVELATION BY MR. DERICK INN  DATED 25MAY21.

REMINDER 11 OF INQUIRY 17 DATED MAY 26, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

AND 20MAY21 REVELATION BY MR. DERICK INN  DATED 26MAY21.
AFTER REMINDER 15 OF INQUIRY 17 WE SHALL PROCEED WITH INQUIRY 18 WHERE MR. DERYK INN SHALL BE INCLUDED IN THE UNHOLY ALLIANCE.

REMINDER 12 OF INQUIRY 17 DATED MAY 27, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.  AND 20MAY21 REVELATION BY MR. DERICK INN  DATED 26MAY21. AFTER REMINDER 15 OF INQUIRY 17 WE SHALL PROCEED WITH INQUIRY 18 WHERE MR. DERYK INN SHALL BE INCLUDED IN THE UNHOLY ALLIANCE AND THE DECLARATION OF SETTLEMENT AMOUNTS.


REMINDER 13 OF INQUIRY 17 DATED MAY 28, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.  AND 20MAY21 REVELATION BY MR. DERICK INN  DATED 28MAY21. AFTER REMINDER 15 OF INQUIRY 17 WE SHALL PROCEED WITH INQUIRY 18 WHERE MR. DERYK INN SHALL BE INCLUDED IN THE UNHOLY ALLIANCE AND THE DECLARATION OF SETTLEMENT AMOUNTS.





REMINDER 14 OF INQUIRY 17 DATED MAY 27, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.  AND 20MAY21 REVELATION BY MR. DERICK INN  DATED 1JUNE21. AFTER REMINDER 15 OF INQUIRY 17 WE SHALL PROCEED WITH INQUIRY 18 WHERE MR. DERYK INN SHALL BE INCLUDED IN THE UNHOLY ALLIANCE AND THE DECLARATION OF SETTLEMENT AMOUNTS.

REMINDER 15 OF INQUIRY 17 DATED MAY 27, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.  AND 20MAY21 REVELATION BY MR. DERICK INN  DATED 1JUNE21. AFTER REMINDER 15 OF INQUIRY 17 WE SHALL PROCEED WITH INQUIRY 18 WHERE MR. DERYK INN SHALL BE INCLUDED IN THE UNHOLY ALLIANCE AND THE DECLARATION OF SETTLEMENT AMOUNTS.

INQUIRY 18 :  DID YOU KNOW YOUR AGENT MR. DERYK INN WHILE ABIDING BY YOUR INSTRUCTIONS NOT TO PROVIDE NAMES OF MANAGERS OVER GUENIOT AND YOU, UNWITTINGLY REVEALED THAT IT IS A CORPORATE DECISION BY STATE FARM HOME INSURANCE?

INQUIRY 19 :  WOULD YOU LIKE TO OBJECT TO MR. DERYK INN AS HE WROTE TO ME THAT THE WAY YOU ARE DEALING WITH US IS A MATTER OF A CORPORATE STATE FARM DECISION?

REITERATION 1 OF INQUIRY 19 DATED JUNE 9, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.


REITERATION 2 OF INQUIRY 19 DATED JUNE 10, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REITERATION 3 OF INQUIRY 19 DATED JUNE 11, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REITERATION 4 OF INQUIRY 19 DATED JUNE 14, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REITERATION 5 OF INQUIRY 19 DATED JUNE 16, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REITERATION 6 OF INQUIRY 19 DATED JUNE 17, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REITERATION 7 OF INQUIRY 19 DATED JUNE 18, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

012 Claim Number 55-06c6-44x REITERATION 8 DATED 21JUNE21 9:38PM

REITERATION 8 OF INQUIRY 19 DATED JUNE 21 , 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REITERATION 9 OF INQUIRY 19 DATED JUNE 22 , 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REITERATION 10 OF INQUIRY 19 DATED JUNE 23, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REITERATION 11 OF INQUIRY 19 DATED JUNE 24, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

016 Claim Number 55-06c6-44x REITERATION 12 DATED 25JUNE21 10:37PM

REITERATION 12 OF INQUIRY 19 DATED JUNE 25, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REITERATION 13 OF INQUIRY 19 DATED JUNE 28, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REITERATION 14 OF INQUIRY 19 DATED JUNE 29, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

REITERATION 15 OF INQUIRY 19 DATED JUNE 30, 2021 PUBLICLY SHARED EMAIL COMMUNICATION NEGOTIATION TO RAISE AWARENESS TO THE PUBLIC OF A MOSTLY PROBABLE EXISTENCE OF AN UNHOLY ALLIANCE BETWEEN A HOME WARRANTY AND HOME INSURANCE CARRIER AND ITS AGENCY AND SERVICE CONTRACTOR TO DEFRAUD HOMEOWNERS OF SAN DIEGO OF COVERAGE OF THEIR LEGITIMATE INSURANCE CLAIM BENEFITS.

INQUIRY 20 :  HAVE YOU AGREED WITH FIRST AMERICAN HOME WARRANTY TO SHOULDER $5,130.31 ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000  I AM DEMANDING FROM BOTH OF YOU?

INQUIRY 21 : WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN THE $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU ? RE : CHEATING 1.

INQUIRY 22 :  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN THE $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU ? RE : CHEATING 2.

HABITUAL, OUTRAGEOUS, DELIBERATE AND INTENTIONAL DISTORTION OF MATERIAL FACT

INQUIRY 23 :  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN THE $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU ? RE : CHEATING 3.

CHEATING 3 . MEDINA REFUSED TO SEND REQUESTED UPDATE

Sy-Jose Medina from June 20 to July 4, 2020, despite first 8 persistent requests written to the First American Message Center,  refused to send requested updates to my email address where after request for it in the 8th time,  the Message Center wrote, specifically: "Any email that have occurred between you and Mr. Medina should be in your own email box." The First American Message  Center through this sentence made it appear that as if Sy-Jose Medina are sending me updates to my email address but actually he was not. There is not even one email of any email subjects Medina ever sent to my email address. This message from The First American Message Center had with it the intention to cheat in making it appear that Medina was sending updates to my email address though actually he was not.

INQUIRY 24.  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN THE $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU ? RE : CHEATING 4.

CHEATING 4. MISREPRESENTATION ON ADJUSTERS HANDLING OUR CLAIM


SY-JOSE MEDINA OR JOSE MEDINA AND JOSE M. ARE ARE ONE AND THE SAME PERSON. THE FACT THAT FIRST AMERICAN MADE IT APPEAR THAT A NEW CLAIM SPECIALIST WAS ASSIGNED TO OUR CLAIM TO AVOID ANSWERING THE QUESTION, "  PLEASE ANSWER YES OR NO, HAVE YOU ADVISED SY-JOSE MEDINA TO SEND ME UPDATES FROM APRIL 28, 2020 UP TO THE PRESENT VIA MY EMAIL ADDRESS: antoniobuensuceso@gmail.com?". THIS QUESTION REMAINED NOT ANSWERED WHICH MEANS HE HAD NO PROOF THAT HE ADVISED SY-JOSE MEDINA TO SEND ME UPDATES VIA MY EMAIL ADDRESS MAKING THEIR ACTS TO CHEAT COLLECTIVELY BE DELIBERATE, WILLFUL, INTENTIONAL AND OUTRAGEOUS. 

INQUIRY 25.  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN THE $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU ? RE : CHEATING 5.

CHEATING 5.  LEAK DETECTION REPORT


We requested from the message center for a copy of the leak detection report submitted to them by the contractor plumber Titouah. The message center and/or Sy-Jose Medina denied our request and wrote to ask for that report from Titouah.  However, Titouah likewise  refused to give us copy of the leak detection report though actually we are his customer.

Meanwhile, the State Farm Home Insurance got hold of the leak detection report both Sy-Jose Medina and or Titouah refused to show us. Whoever between Titouah and Sy-Jose Medina, it is done with implicit approval of First American while denying us, who actually are Titouah's clients who needed that vital information, the chance to examine it. This is CHEATING 5.

INQUIRY 26.  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN THE $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU ? RE : CHEATING 6.

CHEATING 6.  AIDING TITOUAH TO EXECUTE HIS CRIME


Sy-Jose Medina/ First American/ Message Center intentionally did not inform us early about the repair that they had authorized Titouah to perform, purposely to allow Titouah to execute the plan without any questioning from us to make a huge excavation that would make it appear that he had excavated enough but did find any leak and able to conclude in a statement that the leak is under the foundation favorable to Sy-Jose Medina's partner  Liu/Gueniot of  State Farm Home Insurance. This is CHEATING 6.


008 Claim Number 55-06c6-44x INQUIRY 27 DATED 22JULY21 6:23AM

INQUIRY 27.  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN THE $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU ? RE : CHEATING 7.

CHEATING 7.  LYING ON CASH OFFER ACCEPTANCE ON JUNE 3, 2020.


THOUGH HAVING BEEN INFORMED ABOUT THE CASH OFFER BEING DENIED ON MAY 20, 2020.(see below) THE MESSAGE CENTER/SY-JOSE MEDINA/FIRST AMERICAN  KEPT ON LYING ON THEIR WRITTEN STATEMENTS ON VITAL INFORMATION ABOUT THIS ISSUE, SPECIFICALLY, THE FACT THAT WE ACCEPTED THE CASH OFFER ON 6/3, WRITTEN 3 TIMES RESPECTIVELY ON  JUNE 29, 2020, JULY 6, 2020 AND JULY 8, 2020. THIS EVENT DID NOT HAPPEN. THIS FACT AMONG OTHERS, SHOWED IMPRESSIVELY CONSTANT HABITUAL CHEATING AND LYING  BY SY-JOSE MEDINA/THE MESSAGE CENTER/FIRST AMERICAN. THIS IS CHEATING 7.

009 Claim Number 55-06c6-44x INQUIRY 28 DATED 25JULY21 10:40PM

INQUIRY 28 :  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU? RE : CHEATING 8.

CHEATING 8.  LYING ON THE CASH OFFER HAVING BEEN SENT TO US


THOUGH HAVING BEEN INFORMED ABOUT THE CASH OFFER BEING DENIED ON MAY 20, 2020.(see below) THE MESSAGE CENTER/SY-JOSE MEDINA/FIRST AMERICAN  KEPT ON LYING ON THEIR WRITTEN STATEMENTS ON VITAL INFORMATION ABOUT THIS ISSUE, SPECIFICALLY, THE FACT THAT THEY SENT THE CHECK FOR $482.50 TO US, WRITTEN 9 COUNTS RESPECTIVELY ON  JUNE 8, 2020, JULY 6, 2020, JULY 8, 2020, JULY 29, 2020, SEPTEMBER 25, 2020 12:53PM AND 3:04PM, SEPTEMBER 30, 2020 12:39PM AND 2:53PM AND OCTOBER 6, 2020. THESE EVENTS MENTIONED DID NOT HAPPEN AS WE DID NOT EVEN SEE ANY TRACE OF THAT CHECK. THESE FACTS AMONG OTHERS, SHOWED IMPRESSIVELY CONSTANT FEARLESS, SHAMELESS, OUTRAGEOUS, WILLFUL, DELIBERATE, INTENTIONAL, REPREHENSIBLE HABITUAL CHEATING AND LYING  BY SY-JOSE MEDINA/THE MESSAGE CENTER/FIRST AMERICAN. THIS IS CHEATING 8.


010 Claim Number 55-06c6-44x INQUIRY 29 DATED 27JULY21 12:52AM

INQUIRY 29.  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN THE $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU ? RE : CHEATING 9.

CHEATING 9.  MEDINA ET AL PASSES ON TO OUR SHOULDERS A LIABILITY WHICH SHOULD BE BORNE BY THEM

MEANING : SY-JOSE MEDINA/THE MESSAGE CENTER/ FIRST AMERICAN  WANTED US TO FILE DAMAGES AGAINST THE CONTRACTOR WHO IS WORKING UNDER GUENIOT/LIU/MEDINA'S CONTROL AND SUPERVISION. TITOUAH SUBMITTED HIS LEAK REPORT TO BOTH GUENIOT AND LIU AND MEDINA  AND NOT TO US. THEREFORE, TITOUAH IS THEIR CONTRACTOR AND NOT OURS. 
SY-JOSE MEDINA/FIRST AMERICAN UNDER OUR CONTRACT HAD THE OBLIGATION TO FIX OUR PLUMBING CONCERNS REPORTED TO MEDINA. IN ORDER TO FIX IT, MEDINA/FIRST AMERICAN HIRED ML PLUMBING THEN REPLACED IT ALL EXPRESS PLUMBING. BOTH NOT OUR OWN CHOICE AND ACTION BUT MEDINA'S. IF THE CONTRACTOR IS UNABLE TO PERFORM THE JOB MEDINA WANTED HIM TO FIX FOR US  AND WORSE, VANDALIZED OUR PROPERTY AND WORST, DEFRAUDED US, OUR PART IS TO REPORT THE MISCONDUCTS TO MEDINA AND CLAIM FOR DAMAGES DONE BY THE CONTRACTOR ON MEDINA/FIRST AMERICAN, SINCE TITOUAH IS UNDER CONTRACT WITH THEM AND NOT WITH US.

MEDINA MUST UNDERSTAND THAT TITOUAH IS UNDER CONTRACTUAL ARRANGEMENTS WITH FIRST AMERICAN AND NOT WITH US. TITOUAH SUBMITTED HIS LIABILITY INSURANCE REQUIREMENTS  TO FIRST AMERICAN NOT TO US. TITOUAH GOT INSTRUCTIONS FROM MEDINA TO ACCESS THE LEAKING HOT WATER PIPE ENCASED IN THE SLAB AND REPAIR PIPE BUT TITOUAH DID NOT FOLLOW THE INSTRUCTIONS AND WORSE, VANDALIZED OUR PROPERTY, AND WORST DEFRAUDED US, IT IS MEDINA /FIRST AMERICAN DUTY,  NOT OURS, TO FILE FOR CLAIMS ON DAMAGES DONE ON TITOUAH FOR BREACH OF CONTRACT, 

WITH THAT HAVING BEEN SAID, THE POSITION BY MEDINA/THE MESSAGE CENTER/FIRST AMERICAN WRITTEN FIRST ON JUNE 8, 2020   "If you feel there was damages caused by the contractor, you will need to place a damages claim with them directly."
WRITTEN SECOND TIME ON JULY 29, 2020, "If you feel there were damages caused by the contractor you will need to file a damages claim with the contractors liability insurance. First American will not be involved in this process." 
IS DELIBERATE HABITUAL CHEATING. MEDINA ET AL WANTED TO CHEAT. MEDINA ET AL PASSES ON TO OUR SHOULDERS A LIABILITY WHICH SHOULD BE BORNE BY THEM. THIS IS CHEATING 9.

INQUIRY 30.  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN THE $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU ? RE : CHEATING 10.

CHEATING 10.  PROMISE OF CLAIMS UPDATE WITH NO INTENTION TO FULFILL


MEDINA/THE MESSAGE  CENTER/FIRST AMERICAN PROMISED OF DOING A COURSE OF ACTION AS A STEP TO SOLUTIONS TO THE PROBLEM AS IN PROMISING OF PROVIDING UPDATES FROM THE CLAIMS SPECIALIST ASSIGNED TO THE CASE. BUT MEDINA/THE MESSAGE CENTER/FIRST AMERICAN PROVEN HAD NO INTENTION  TO FULFILL. THE FOLLOWING ARE 20 PICTURES OF EVIDENCES OF THE COMMUNICATION RECORD PROVING OF THE PROMISE OF PROVIDING CLAIMS UPDATES FROM THE CLAIM SPECIALIST MEDINA  WHICH MEDINA NEVER FULFILL DESPITE OF TWENTY-EIGHT (28) PERSISTENT NOTICES FOR HIM TO COMPLY WITH THIS PROMISE.   THIS IS CHEATING 10.


INQUIRY 31 :  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU? RE : CHEATING 11.

CHEATING 11.  PROMISE FOR A FIRST AMERICAN AGENT TO WORK WITH US TO GET A RESOLUTION NEVER DONE


MEDINA/THE MESSAGE  CENTER/FIRST AMERICAN PROMISED OF DOING A COURSE OF ACTION AS A STEP TO SOLUTIONS TO THE PROBLEMS ENCOUNTERED IN THE CLAIM PROCESS NEXT TO ADVISING US THAT SY-JOSE MEDINA IS NO LONGER ASSOCIATED WITH THIS CLAIM .  AS IN, THIS TIME A PROMISE FOR A  FIRST AMERICAN AGENT NEXT TO MEDINA TO WORK WITH US TO GET A RESOLUTION. BUT MEDINA/THE MESSAGE CENTER/FIRST AMERICAN PROVEN HAD NO INTENTION  TO FULFILL. THEY HAD FROM JULY 29, 2020 TO SEPTEMBER 30 WINDOW TO FULFILL THAT PROMISE BUT NEVER  DID ANOTHER FIRST AMERICAN AGENT WORK WITH US TO GET A RESOLUTION OR EVEN UNTIL OUR  CONTRACT WITH FIRST AMERICAN ENDS.   THIS IS CHEATING 11.


INQUIRY 32 :  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU? RE : CHEATING 12.

CHEATING 12 . LYING ON ATTEMPTING CALLING US MULTIPLE TIMES


MEDINA/THE MESSAGE  CENTER/FIRST AMERICAN PROMISED OF DOING A COURSE OF ACTION AS A STEP TO SOLUTIONS TO THE PROBLEMS ENCOUNTERED IN THE CLAIM PROCESS, AS IN WRITING 3 TIMES IN 2 WEEKS STARTING ON SEPTEMBER 3, 2020 TO SEPTEMBER 14, 2020 THAT THEY ATTEMPTED TO CALL US OVER THE PHONE MULTIPLE TIMES FOR WHATEVER MESSAGE OR INTENTION THEY HAVE  BUT BUT WE HAVE NOT GOT ANY CALL FROM THEM EVEN UNTIL THE CONTRACT WITH THEM ENDS OTHER THAN THE FIRST FEW DAYS AFTER THE REPORTING OF THE INCIDENT TO THEM WHERE THEY TREATED US LIKE A VOLLEYBALL WHICH THEY JUST TOSSED AROUND AMONG THEMSELVES IN A WAY THAT THEY WILL SETTLE FOR AN AGREEMENT THEN HIDE THEN ANOTHER ADJUSTER WILL TALK AND ASKED AGAIN DETAILS OF THE CLAIM FROM THE BEGINNING AND LATER DENY WHATEVER WE HAVE AGREED UPON ON THE TELEPHONE CONVERSATION.  THIS IS HABITUAL, SHAMELESS, OUTRAGEOUS, REPREHENSIBLE, DELIBERATE, WILLFUL, INTENTIONAL LYING.  THIS IS CHEATING 12.




INQUIRY 33 :  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU? RE : CHEATING 13.

CHEATING 13.  CONFIRMED LYING RE LOUSY ALIBI


MEDINA/THE MESSAGE  CENTER/FIRST AMERICAN PROMISED OF DOING A COURSE OF ACTION AS A STEP TO SOLUTIONS TO THE PROBLEMS ENCOUNTERED IN THE CLAIM PROCESS, AS IN WRITING 3 TIMES IN 2 WEEKS STARTING ON SEPTEMBER 3, 2020 TO SEPTEMBER 14, 2020 THAT THEY ATTEMPTED TO CALL US OVER THE PHONE MULTIPLE TIMES FOR WHATEVER MESSAGE OR INTENTION THEY HAVE  BUT SY-JOSE MEDINA  IS NOT AN IMBECILE PERSON THAT HE MAKE CALLS NOT CONNECTING  MULTIPLE TIMES. HE KNOWS THERE ARE POSTAL MAILS AND EMAILS ADDRESSES AVAILABLE FOR HIM TO CONVEY HIS MESSAGE BUT HE DID NOT AND DID NOT UTILIZE THEM MAKING HIS ALIBI LOUSY AND HAS NO LEGS TO STAND ON.THIS IS ONE AMONG SO MANY HABITUAL, SHAMELESS, OUTRAGEOUS, REPREHENSIBLE, DELIBERATE, WILLFUL, INTENTIONAL LYING.  THIS IS CHEATING 13.



002 Claim Number 55-06c6-44x INQUIRY 34 DATED 8AUG21 5:35AM

INQUIRY 34 :  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU? RE : CHEATING 14.

CHEATING 14. PROMISE FOR A SERVICE APPOINTMENT WITHOUT WILLINGNESS TO FULFILL


MEDINA/THE MESSAGE  CENTER/FIRST AMERICAN PROMISED OF DOING A COURSE OF ACTION AS A STEP TO SOLUTIONS TO THE PROBLEMS ENCOUNTERED IN THE CLAIM PROCESS, AS IN WRITING A PROMISE TO US THAT THE COMPANY FIRST AMERICAN WILL BE CALLING US TO SCHEDULE AN APPOINTMENT FOR SERVICE. SY-JOSE MEDINA/ THE MESSAGE CENTER/ FIRST AMERICAN HAD FROM SEPTEMBER 17, 2020  UNTIL THE END OF CONTRACT TO ACCOMPLISH THIS PROMISE BUT THEY NEVER DID. THIS IS ONE AMONG SO MANY HABITUAL, SHAMELESS, OUTRAGEOUS, REPREHENSIBLE, DELIBERATE, WILLFUL, INTENTIONAL LYING AND MISREPRESENTATION.  THIS IS CHEATING 14.

INQUIRY 35 :  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU? RE : CHEATING 15.

CHEATING 15. CONSTANT HABITUAL ACTS OF DENIAL THEN APPROVAL THEN DENIAL USING THE SAME WHICH HAD BEEN DEEMED ACCEPTED AS WRONGFUL ARGUMENT


MEDINA/THE MESSAGE  CENTER/FIRST AMERICAN PROMISED OF DOING A COURSE OF ACTION AS A STEP TO SOLUTIONS TO THE PROBLEMS ENCOUNTERED IN THE CLAIM PROCESS, AS IN WRITING TWO CONSECUTIVE MESSAGES ON SEPTEMBER 17, 2020 AND SEPTEMBER 19, 2020  TO THE EFFECT THAT THEY ARE APPROVING OUR CLAIM FOR DAMAGES ONLY TO CONTINUE DENYING OUR CLAIM AGAIN STARTING ON SEPTEMBER 25, 2020 USING RECYCLED PROVEN AND DEEMED ACKNOWLEDGED WRONGFUL ACTIONS   BEFORE.  THIS IS ONE AMONG SO MANY HABITUAL, SHAMELESS, OUTRAGEOUS, REPREHENSIBLE, DELIBERATE, WILLFUL, INTENTIONAL LYING.  THIS IS CHEATING 15.


004 Claim Number 55-06c6-44x  INQUIRY 36 DATED 17AUG21

INQUIRY 36 :  WOULD YOU WANT FIRST AMERICAN HOME WARRANTY TO SHOULDER MORE THAN $5,130 SHARE ON YOUR COLLECTIVE CIVIL LIABILITY OF $1,000,000 I AM DEMANDING FROM BOTH OF YOU? RE : CHEATING 16.

CHEATING 16. FORCING US TO DEAL AGAIN WITH THE PLUMBER WHOM WE FIRED FOR HIS FRAUDULENT ACTS


MEDINA/THE MESSAGE  CENTER/FIRST AMERICAN PROMISED OF DOING A COURSE OF ACTION AS A STEP TO SOLUTIONS TO THE PROBLEMS ENCOUNTERED IN THE CLAIM PROCESS, AS IN WRITING FOUR (4) CONSECUTIVE MESSAGES OF ACKNOWLEDGMENT OF THE FACT THAT WE HAD FIRED PLUMBER TITOUAH BUT THEN LATER FORCED US BACK TO DEAL WITH PLUMBER TITOUAH THROUGH TWO (2) CONSECUTIVE MESSAGES THOUGH SY-JOSE MEDINA AND FIRST AMERICAN HAD NOT CONDUCTED ANY INVESTIGATION OF OUR COMPLAINTS OF FRAUD AND MISCONDUCTS DONE BY PLUMBER TITOUAH AGAINST US.  THIS IS CHEATING 16.









HENCE , CRIMES BY TITOUAH ARE CRIMES BY STATE FARM, GUENIOT AND LIU.

ON AUGUST 2020


ON SEPTEMBER 2020

How would you able to investigate Titouah where you might be the mastermind of his crime?

In all instances STATE FARM might be buying false statements and information..?







H. 
NOTE:  (For the criminal attorney)

I have a criminal complaint against a plumber who made a rigged and fraudulent video message and statements to an insurance adjuster to the effect that though he had excavated much he did not find any leak and he concluded in a statement that the leak is way below the foundation and the insurance adjuster relied on his statement and video presentation to deny our insurance claim. I reported this to the police authorities and to the insurance adjuster. However, the insurance representatives refused to investigate the fraudulent acts by their plumber informant despite my persistent request for them to investigate him for his alleged crimes and/or misconduct. This fact led me to believe that the insurance adjuster and company are most probably parties to the plumber's crime.

We discovered the pipe break after the plumber left, and after he had made the rigged video presentation and statements to the insurance adjuster. I noticed also that the water supply to the hot water pipe which was partly open when he started excavating had been fully closed.
Two weeks after that incident the leak from the pipe becomes more apparent that showed up on the hot water pipe in the slab and could be repaired by just making a small excavation unlike with what the plumber did. I termed the big excavation as an act of vandalism on account that it is an excavation more than what is required purposely to have a convincing presentation of  "no leak in the slab but leak under the foundation" scenario.

Until now, the insurance firm through its adjuster and manager remained together with the plumber with their lies. I am thinking that the plumber, the insurance company and its adjuster and manager  should be held liable. 

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SHELL CIRCUMVENTED RA 7641

SYNDICATED ESTAFA


MY QUEST FOR SWINDLED 

RETIREMENT PAY BY SHELL



SWINDLING ITO, SYNDICATED ESTAFA


HOT PURSUIT
DUTY OF LAW ENFORCEMENT ENTITIES


SHELL SWINDLING OF RETIREMENT PAY 5TH YEAR

1001counts
SEE BELOW FOR THE 1001ST   TIME THE REITERATION OF DEMAND PAYMENT OF RETIREMENT PAY WHICH SHELL REFUSED TO HONOR IN THE PRESENCE AND DEEMED APPROVAL OF THE HONORABLE MAGISTRATES OF THE SUPREME COURT OF THE PHILIPPINES

GEUS_15MAR16_66th FOLLOW UP_REITERATION

OF DEMAND  PAYMENT OF RETIREMENT PAY
Dishonest scales are an abomination to the Lord, but a just weight is His delight... Proverbs Chapter 11  v. 1
Retirement Pay Law circumvented by Shell subject to penal provision provided for by Article 288 of the Labor Code of the Philippines.





CONTENTS

.ENTERTAINMENT (4) 10 CCR § 2695.5 (1) 18DEC15 (112) 1A_MEDIA (8) 2014 CHRISTMAS MESSAGE (1) 2015 Miss Universe (1) 2016 SONA (1) 2020 EXCLUSION (1) 4TH OF JULY (1) abante clipping (1) ABOLITION OF THE COURT OF APPEALS (1) ABRAHAM LINCOLN (1) ABS-CBN (5) ABS-CBN NEWS (6) ABSOLUTE PARDON (1) ABU SAYAFF GROUP (2) ABUSE OF JURISDICTION (1) ACADEMIC FREEDOM (1) ACCRA (19) ACE VEDA (2) ACKNOWLEDGMENT OF EMAIL RECEIPT (2) aclu (3) AIRPORT HACKS (1) AIRWAVES (1) AIZA SEGUERRA (1) ALAN PETER CAYETANO (4) ALBAYALDE (8) ALBERTO ROMULO (1) ALDEN AND MAINE (1) Alfred Clayton (55) ALLEGATIONS OF MISCONDUCT (4) ALTERNET (6) ALVAREZ (1) ALVIN CUDIA (2) ALYAS BIKOY (1) AMADO VALDEZ (1) ANARCHY (1) ANDRES BONIFACIO (2) ANGEL LAZARO (1) ANGELO REYES (1) ANNEX 5 (5) ANNUAL REMINDERS (1) ANTHONY TABERNA . 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